Quiz 206: GK for Banking Examinations

1. The hard part of a stem of a plant is because of ________?
[A] Sclerenchyma
[B] Xylem
[C] Pholem
[D] Stomata

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2. Which among the following sentences correctly defines Prime Lending Rates?
[A] The rate at which banks get money from RBI
[B] The rate at which banks normally give loan to most favored customers
[C] The rate at which bank of interest on fixed deposits
[D] None of the above

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3. As we know that RBI reviews its monetary policy and makes adjustments in the interest rates. Which among the following will not happen if interest rates are reduced a little?
[A] The cost of capital is reduced
[B] Growth & investment will stimulate
[C] Increase the burden of the corporate
[D] All are happen

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4. To meet the credit requirement of which of the following groups is the most preferred route for Micro Finance?
[A] Micro , Small & Medium Enterprises
[B] Poor and weaker sections of the society
[C] High net worth individuals
[D] None of the above

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5. Which among the following is a correct definition of ” saving” ?
[A] Total income of an individual less taxes less dues levied by government
[B] Total aggregate income less total aggregate consumption
[C] Total amount in individual’s Bank account + disposable income
[D] None of the above

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6. Which among the following is not an objective of the government to bring stability in the Indian economy ?
[A] Avoid undesirable fluctuations in commodity prices
[B] ensure rapid generation of growth
[C] ensure the growth of consumption
[D] None of the above

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7. Which among the following is not an activity of the ” Money Market” ?
[A] Provides short term funds to the government and public sector organizations
[B] Provides short term funds to Businessmen for their day to day needs
[C] Provides facility of sale and purchase of foreign exchanges
[D] None of the above

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8. ARCIL is related to which of the following ?
[A] Asset Reconstruction
[B] Assessment of Liabilities
[C] Assessment of Industrial Finance
[D] Assessment of Industrial Licencing

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9. Which among the following is a correct definition of Share Swap?
[A] A company taking over another and uses own stocks to pay for the acquired entity
[B] A company uses its shares to get short term working capital
[C] Allotment of preferential shares when a company issues new shares
[D] None of the above

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10. In which year Ceylon was renamed as Sri Lanka?
[A] 1960
[B] 1970
[C] 1972
[D] 1975

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Comments

  • rohit raj ([email protected])
    Reply

    It's very very informative. Most of the articles I had read in news paper so I felt so good to see them as objective type questions.

  • Anonymous
    Reply

    IT IS VERY GOOD THANKS FOR U R SUPPORT