Quiz 387: General Awareness for Banking Examinations
First Published: May 22, 2010 | Last Updated:July 9, 2019
1. Which among the following is a correct definition of Hematocrit?
[A] proportion of blood volume that is occupied by red blood cells
[B] proportion of blood volume that is occupied by white blood cells
[C] proportion of blood volume that is occupied by Leucocytes and Thromobocytes
[D] proportion of blood volume that is occupied by plasma
Show Answer
Correct Answer: A [proportion of blood volume that is occupied by red blood cells]
Notes:
Hematocrit levels are used in doping tests of Athletes , (the RBCs are carriers of Oxygen). hematocrit levels also denotes the blood iron. hematocrit levels of 38 or higher are normally suitable for the donors to donate their blood. Here please note that sometimes its is asked in exams about the ion which can help better in blood coagulation and normally options given are Ca, Na, K & Fe+3. The obvious answer is Fe+3.
2. Sale of securities by RBI can be placed in which of the following categories?
[A] Reverse Repo Auction
[B] Repo Auction
[C] Open Market Operations
[D] Ways and means advances
Show Answer
Correct Answer: A [Reverse Repo Auction]
3. Which among the following banks assist and coordinate in selling of the State Development Loans (SDLs) in India?
[A] RBI
[B] SBI
[C] IDBI
[D] Scheduled Commercial Banks
Show Answer
Correct Answer: A [RBI]
Notes:
State Development Loans (SDLs) are market borrowings by state governments. RBI co-ordinates the actual process of selling these securities
4. The portion of profits that a company distributes among its shareholders in the form of cash is usually known as _____?
[A] Yield
[B] Dividend
[C] Stock Split
[D] Free Float
Show Answer
Correct Answer: B [Dividend]
Notes:
Dividend is the portion of profits that a company distributes among its shareholders in the form of cash. Usually it is expressed per share. In some cases it is expressed as a percentage of the share`s face value. Dividend Yield is the ratio of dividend amount per share to the prevailing market price of the share is a yardstick to identify attractively-valued stocks. Other things remaining equal, the higher the dividend yield, more attractive is the stock for investors
5. Which among the following will not be an entry in the Profit and Loss account of a bank ?
[A] Interest expense on deposits
[B] Interest earned on advances.
[C] Profit/loss on sale of assets
[D] Income from investment banking related activities
Show Answer
Correct Answer: C [Profit/loss on sale of assets]
Notes:
Profit/loss on sale of assets is an entry in the manufacturing company` s P & L account under the heading other income. In banks the other income includes income from distribution of financial products, income from investment banking related activities, treasury gains and other fee incomes
6. Narsimham Committee Report 1991 was related to which of the following ?
[A] Agriculture Reforms
[B] Trade Reforms
[C] Tax Reforms
[D] Financial Sector reforms
Show Answer
Correct Answer: D [Financial Sector reforms]
Notes:
In 1991 The Reserve Bank of India had proposed the committee chaired by M. Narasimham, former RBI Governor to review the Financial System and aspects relating to the Structure, Organization, Procedures and Functioning of the financial system. Committee submitted two reports, in 1992 and 1998, which laid significant thrust on enhancing the efficiency and viability of the banking sector. The Narasimham Committee laid the foundation for the reformation of the Indian banking sector.
7. For how many hours in a day , the people of Norway experience Sunlight from late May to late July?
[A] 4 hours
[B] 12 hours
[C] 20 hours
[D] 22 hours
Show Answer
Correct Answer: C [20 hours]
Notes:
The question may be reframed as which of the following countries is known as Land of Midnight Sun with keeping Norway in one of the options. Norway falls in Arctic circle. The high latitude leads to large seasonal variations in daylight. From late May to late July, the sun never completely descends beneath the horizon in areas north of the Arctic Circle and that is why it is known as Land of Midnight Sun. the phenomena is seen in Arctic as well as Antarctic circles. Sun is visible for a continuous 24 hours, mostly north of the Arctic Circle and south of the Antarctic Circle.
8. Most Initial Public Offering (IPOs) are done by the companies which are ___________?
[A] Very small cottage industries
[B] Smaller, younger companies which need capital to expand their business.
[C] Large privately-owned companies
[D] Public Sector Companies
Show Answer
Correct Answer: B [Smaller, younger companies which need capital to expand their business.]
9. Which among the following is a measure of traffic flow?
[A] Passenger hour
[B] Passenger Kilometer
[C] vehicle-kilometer
[D] passenger-mile
Show Answer
Correct Answer: C [vehicle-kilometer]
Notes:
vehicle-kilometer and vehicle mile are measures of traffic flow.
Passenger kilometer and passenger mile is a cost unit in passenger transport industry,
passenger / day is a measure of transportation density .
10. The salaries and allowances of the Governor of Indian state are charged from the____?
[A] Consolidated Fund of the State
[B] Consolidated Fund of India
[C] Public Account of India
[D] Contingency Fund of India
Show Answer
Correct Answer: A [Consolidated Fund of the State]
Notes:
Under the Article 266 (1) of the Constitution of India, a Consolidated Fund of State is constituted. The salaries and allowances of the Governor of Indian state are charged from Consolidated Fund of India.
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