UPSC Prelims Mini Mock Test: 77

Consider the following statements:

1. An increase in the interest rate on Savings Bank accounts is favorable for Banks that leverage the CASA (Current Account Savings Account) Ratio.
2. CASA deposits generally incur a lower cost for banks compared to Time Deposits.
3. Even with a rise in the interest rate on Savings accounts, the overall cost of funds may still remain lower for banks that maintain a high CASA ratio.
4. Increasing interest rates on Savings accounts may not always guarantee lower funding costs for banks.

Which of the statements given above is / are correct?

Consider the following:

1. Passage of Constitutional amendment bills
2. Approval of ordinances issued by the President
3. Passing resolution for the discontinuance of the national emergency
4. Approval of proclamation of all types of emergencies by President

In which of the above does the Rajya Sabha enjoy equal status with that of the Lok Sabha?

Which of the following is / are features of the mangrove plants?

1. Pneumatophores
2. Vivipary
3. Increased concentration of salts in cells
4. Sunken Stomata

Select the correct option from the codes given below:

What fraction of earth’s total land area is covered by forests?

Consider the following statements regarding seismic zoning in India:

1. The Bureau of Indian Standards has classified the country into six seismic zones.
2. Zone VI is designated as the most seismically active region of India.

Which of the above statements is / are correct?