31. Which institution launched the ‘Fair Lending Practice – Penal Charges in Loan Accounts’?
[A] RBI
[B] SEBI
[C] NPCI
[D] IRDAI
Show Answer
Correct Answer: A [RBI]
Notes:
‘Draft Fair Lending Practice – Penal Charges in Loan Accounts’ was recently released by the Reserve Bank of India.
According to the guidelines, the quantum of penal charges should be comparative to the defaults/non-compliance of material terms.
32. Baisakhi (Vaisakhi) is a spring harvest festival primarily celebrated in which state?
[A] Sikkim
[B] Punjab
[C] West Bengal
[D] Rajasthan
Show Answer
Correct Answer: B [Punjab]
Notes:
Baisakhi is a spring harvest festival celebrated primarily in northern parts of India. It marks the start of the month of Vaisakh.
Vaisakhi is a spring festival which happens in the month of April every year. It is a day to celebrate 1699 – the year when Sikhism was born as a collective faith. Vaisakhi has been a harvest festival in Punjab for a long time, even before it became so important to Sikhs.
33. ‘Nagarjunasagar-Srisailam Tiger Reserve’ is located in a region spanning across which states?
[A] Tamil Nadu- Kerala
[B] Andhra Pradesh -Telangana
[C] Andhra Pradesh- Tamil Nadu
[D] Maharashtra- Karnataka
Show Answer
Correct Answer: B [Andhra Pradesh -Telangana]
Notes:
Nagarjunasagar-Srisailam Tiger Reserve is the largest tiger reserve in India, spanning across Andhra Pradesh and Telangana.
To ensure smooth traffic flow, the National Highways Authority of India (NHAI) has enabled FASTag-based payments at forest entry points across Nagarjunasagar-Srisailam Tiger Reserve (NSTR).
34. Which Union Ministry is set to draft the ‘SOPs for Safety and Security of Journalists’?
[A] Ministry of Information and Broadcasting
[B] Ministry of Home Affairs
[C] Ministry of Electronics and IT
[D] Ministry of Communication
Show Answer
Correct Answer: B [Ministry of Home Affairs]
Notes:
The Standard Operating Procedure (SOPs) for the safety and security of journalists will be drafted by the Union Home Ministry.
The decision comes after three assailants posing as journalists killed gangster-turned-politician Atiq Ahmed and his brother Ashraf in Prayagraj while they were speaking to journalists.
35. Which fungus is associated with a recent outbreak of “atypical” pneumonia at a Paper Mill in Michigan, USA?
[A] Yeast
[B] Blastomyces
[C] Mushrooms
[D] Molds
Show Answer
Correct Answer: B [Blastomyces]
Notes:
The blastomyces fungus is linked to the recent outbreak of “atypical” pneumonia among the employees of the Escanaba Billerud Paper Mill in the US.
The fungus is endemic to Michigan and is generally found in moist soil and decomposing wood. If disturbed, microscopic spores from the fungus can get dispersed in air and travel freely. Human beings can contract blastomycosis by inhaling the spores.
36. Which institution has developed a device named ‘Artsens’ to screen for cardiovascular diseases?
[A] IIT Delhi
[B] IISc Bengaluru
[C] IIT Madras
[D] NIT Tiruchirappalli
Show Answer
Correct Answer: C [IIT Madras]
Notes:
Artsens is a device developed by researchers at the Healthcare Technology Innovation Centre (HTIC) at IIT Madras, to screen for cardiovascular diseases.
This non-invasive device can be used non-experts for routine medical examinations. It is powered by a proprietary non-imaging probe and an intelligent computing platform.
37. What is the full form of ULIP, that has been launched under National Logistics Policy?
[A] Uniform Logistics Interface Platform
[B] Unified Logistics Interface Platform
[C] Uniform Logistics Industry Platform
[D] Unified Logistics Industry Platform
Show Answer
Correct Answer: B [Unified Logistics Interface Platform]
Notes:
The Unified Logistics Interface Platform, which was launched under the national logistics policy, enables the tracking of all cargo containers exported or imported in domestic or international water.
It has recently been integrated with 33 systems of seven Union Ministries.
38. Which institution launched the ‘State of World Population’ Report?
[A] UNICEF
[B] UNFPA
[C] WEF
[D] IMF
Show Answer
Correct Answer: B [UNFPA]
Notes:
The State of World Population report titled ‘8 Billion Lives, Infinite Possibilities’ was released recently by the United Nations Population Fund.
According to this report released by UNFPA, India is now the most populous country in the world, as it has surpassed China’s population numbers.
39. National Health Claims Exchange (HCX) is an initiative under which scheme?
[A] Ayushman Bharat Digital Mission (ABDM)
[B] National Rural Health Mission
[C] Universal Immunisation Programme
[D] Rashtriya Kishor Swasthya Karyakram
Show Answer
Correct Answer: A [Ayushman Bharat Digital Mission (ABDM)]
Notes:
The National Health Authority (NHA) has recently invited contributors to test, contribute and become a participant in the Health Claims Exchange Ecosystem by onboarding the participants on the National Health Claims Exchange (HCX) – Sandbox Environment.
NHA announced HCX as an initiative under the Ayushman Bharat Digital Mission (ABDM) in September 2022 and subsequently worked with various groups to come up with Health Insurance Exchange specifications.
40. Which institution has released the Global Food Policy Report, 2023?
[A] International Food Policy Research Institute
[B] World Food Organisation
[C] Food and Agriculture Organisation
[D] NABARD
Show Answer
Correct Answer: A [International Food Policy Research Institute]
Notes:
The Global Food Policy Report, 2023 has been released by the International Food Policy Research Institute. According to the report, there is an increased need for investment beyond short-term to build food systems that are more resilient and equitable.
The International Food Policy Research Institute (IFPRI) was established in 1975 and is headquartered at Washington, DC. The institute provides research-based policy solutions to sustainably reduce poverty and end hunger.