31. Which regulator has announced the names of applicants under the on-tap licensing window for universal banks?
[A] Securities and Exchange Board of India
[B] Reserve Bank of India
[C] Banking Codes and Standards Board of India
[D] National Payments Corporation of India
Show Answer
Correct Answer: B [Reserve Bank of India]
Notes:
The financial system regulator – Reserve Bank of India (RBI) has recently announced the list of shortlisted applicants, under its on-tap licensing window for universal banks and small finance banks.
Universal bank licence can be obtained by individuals and professionals having 10 years of experience in banking and finance at a senior level. For SFBs, the minimum net worth requirement is Rs 200 crore.
32. With reference to space, what is “Lyrid’, that was making news recently?
[A] Exo-planet
[B] Comet
[C] Black Hole
[D] Satellite
Show Answer
Correct Answer: B [Comet]
Notes:
The Lyrids are comets, which appear to move fairly fast, streaking through our atmosphere at an average velocity of 48 kilometers per second.
This modestly bright comet was discovered in April 1861 by an amateur astronomer, A.E. Thatcher. The Earth’s orbit coincides with the comet around April 22 each year. This year also, the annual Lyrid meteor shower is t take place on April 22.
33. “Kamath Committee’s proposal of 26 high stress sectors”, is associated with which Government scheme?
[A] Start-up India
[B] Stand up India
[C] Emergency Credit Line Guarantee Scheme
[D] PM Garib Kalyan Yojana
Show Answer
Correct Answer: C [Emergency Credit Line Guarantee Scheme]
Notes:
Kamath Committee identified 26 sectors to be included in the ₹3 lakh crore Emergency Credit Line Guarantee Scheme (ECLGS).
Recently, the Finance Ministry expanded the scope of the Emergency Credit Line Guarantee Scheme (ECLGS) to cover borrowers from the healthcare segment, apart from the 26 sectors. SMA-1 borrowers in the healthcare sector are covered under ECLGS 2.0.
34. What is the percentage of Indian adults who have experienced cybercrime in the last 12 months, as per a recent report by NortonLifeLock?
[A] 19%
[B] 39%
[C] 59%
[D] 79%
Show Answer
Correct Answer: C [59%]
Notes:
As per the ‘2021 Norton Cyber Safety Insights Report,’ by NortonLifeLock, a consumer security company, around 59 per cent experienced cybercrime in the last 12 months.
As per the report, more than 27 million Indian adults experienced identity theft in the past 12 months and 52 per cent of Indian adults admitted they don’t know how to protect themselves from cybercrime.
35. Israel has signed its biggest ever Defence procurement Deal with which country recently?
[A] USA
[B] China
[C] Germany
[D] Greece
Show Answer
Correct Answer: D [Greece]
Notes:
Israel and Greece have signed their biggest ever defence procurement deal. It includes a USD 1.65bn contract for establishment and operation of a training centre for the Hellenic Air Force (Greece) by Israeli defence contractor.
This deal is expected to strengthen political and economic ties between the countries. The Air Forces of the two countries also launched a joint exercise.
36. What sum has been allocated to the Start Up India Seed Fund?
[A] Rs.145 crore
[B] Rs.500 crore
[C] Rs.945 crore
[D] Rs.2000 crore
Show Answer
Correct Answer: C [Rs.945 crore]
Notes:
The Startup India Seed Fund has been officially unveiled by the Union Minister for commerce Piyush Goyal.
A sum of Rs.945 crore is allocated for the fund and is expected to benefit more than 3600 startups in the country. Also, it is expected to boost the start-up ecosystem in tier-2 and 3 cities.
37. India’s first ‘Oxygen Express’ carried oxygen to which state?
[A] Uttar Pradesh
[B] Maharashtra
[C] Assam
[D] Haryana
Show Answer
Correct Answer: B [Maharashtra]
Notes:
The country’s very first ‘Oxygen Express’ departed from Andhra Pradesh to supply oxygen to the state of Maharashtra.
The Ro-Ro (roll-on, roll-off) service operated by Central Railways is ferrying oxygen from Vishakhapatnam steel plant to meet the sudden surge in oxygen demand in Maharashtra due to COVID 19 pandemic.
38. What is the theme of the ‘Earth Day 2021’?
[A] Covid and Climate Change
[B] Restore Our Earth
[C] One Earth
[D] Earth is our asset
Show Answer
Correct Answer: B [Restore Our Earth]
Notes:
April 22 is observed as the Earth Day throughout the world. It is an international event celebrated around the world to support for environmental protection. This year marks the 51st anniversary of the annual celebrations.
The theme for Earth Day 2021 is ‘Restore Our Earth’. The United Nations designated April 22 as ‘International Mother Earth Day’.
39. When is the World Creativity and Innovation Day celebrated every year by the United Nations?
[A] April 20
[B] April 21
[C] April 25
[D] April 30
Show Answer
Correct Answer: B [April 21]
Notes:
The World Creativity and Innovation Day is celebrated on April 21 every year by the United Nations.
This day aims to raise awareness on the importance of creativity and innovation in problem solving with respect to achieving the Sustainable Development Goals to be achieve by the year 2030. This day was first observed in the year 2021.
40. What is the full form of the term “CPC” pertaining to violations of religious freedoms?
[A] Counter Party Country
[B] Courageous Party Country
[C] Countries of Particular Concern
[D] Corporate Production Capacity
Show Answer
Correct Answer: C [Countries of Particular Concern]
Notes:
The U.S. Commission on International Religious Freedom (USCIRF) has recommended the US Government to place India on the CPC list (i.e) ‘Countries of Particular Concern’, for violation of religious freedoms in the year 2020.
It has also recommended for imposition of targeted sanctions on Indian individuals and entities for violating religious freedoms.