eSvarna: The First Corporate RuPay Credit Card with UPI

December 27, 2023

IndusInd Bank has launched a pathbreaking new corporate credit card – eSvarna – on the RuPay network. It is India’s first corporate credit card that allows linking with UPI apps for payments. The card offers comprehensive features tailored to frequent business travellers.

Offering Smoother Transactions

The eSvarna Rupay corporate credit card enables smooth transactions at merchant outlets, both physical and digital. Its marquee feature is linking with any UPI payment app to facilitate seamless UPI-based payments as well.

This gives it an edge over other business credit cards as linking credit cards to UPI is currently only enabled for RuPay cards by RBI. Hence, the eSvarna card allows the convenience of UPI payments combined with credit card rewards and protections.

Privileges for Discerning Travellers

The card is designed keeping in mind premium business travellers who seek exclusive privileges and value-added benefits. It offers complimentary domestic and international airport lounge access up to 10 times annually to relax and unwind during travels.

Additionally, it provides comprehensive travel insurance covering passport, baggage delays, flight cancellations and accidents. The 1% fuel surcharge waiver up to ₹4000 also helps control expenses for high business mileage users.

Coverage and Security

Security is a key area of concern for credit cards, but eSvarna puts safeguards in place on multiple fronts. It offers lost card liability insurance of ₹15 lakhs for protection against unauthorized transactions in case of loss or theft.

Users also get complete insurance protection for counterfeit transactions if the card credentials are compromised but not reported lost. These features enable corporate clients to use the card securely and conveniently during their regular business expenses.

Hassle-free Usage

Unlike most premium cards, eSvarna has no joining or annual fees to maximize value. It also provides business-focused rewards on daily transactions. The RuPay network offers reliability combined with acceptance at most merchant outlets across the country.

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