Banking Awareness – 2020 for IBPS, RBI, SBI, NABARD and other Bank Examinations

Welcome to GKToday’s Banking Awareness Section. This section shows 100 random questions from GKToday’s Banking Awareness MCQs.

A chapterwise course of all the 925 questions divided into 88 Chapters in Banking Awareness is Available in GKToday’s Academy app for android mobiles.
41. Which of the following financial activities is carried by CIC?
[A] granting of loans to group companies
[B] investment in bank deposits
[C] issuing guarantees on behalf of group companies
[D] all of the above

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42. What is the eligibility or entry point norms for registration of an IFC-NBFC with RBI?
[A] A minimum of 75 per cent of the total assets of an IFC-NBFC should be deployed in infrastructure loans
[B] The company should have minimum net-worth of Rs 300 crore
[C] The CRAR of of the company should be at 15% with Tier I capital at 10%
[D] All of the above

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43. What is the net owned funds of NBFC?
[A] Rs 7 crore
[B] Rs 10 crore
[C] Rs 2 crore
[D] Rs 5 crore

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44. Which of the following is the benefit of credit-rating to investors?
[A] Safeguard against bankruptcy
[B] Saving of resources
[C] Credibility of issues
[D] All of the above

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45. Formal merchant banking activity in India was originated in which of the following years?
[A] 1978
[B] 1969
[C] 1769
[D] 1987

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46. Which of the following is a long-term, unsecured debt instrument with a lower claim on assets and income than other classes of debt?
[A] Trustee bond
[B] Income bond
[C] A junk bond
[D] A subordinated debenture

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47. Which of the following is the correct sequence to track an issue? 1. Document the process by which the issue was resolved. 2. Document an issue including any pertinent details such as the date and who reported it. 3. Track the status of the resolution. 4. Determine a priority for the issue and Assign the issue to a project team member.
[A] 2,4,3,1
[B] 4,3,2,1
[C] 1,2,3,4
[D] 2,1,3,4

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48. IPO issue management is also known as which of the following?
[A] Moving public
[B] Action public
[C] Going public
[D] None of the above

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49. Which of the following helps managers track the issues that arise in a project and prioritize a response to them?
[A] Issue tracker
[B] Issue list
[C] Track list
[D] Issue builder

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50. The depreciation on an asset purchased through hire purchase should be which of the following?
[A] Should be straight line only
[B] Based on the cost price of the asset only
[C] Based on the total cost including interest
[D] No depreciation should be provide until the final payment is made

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