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Micro-Credit and Financial Inclusion
1
2
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4
5
1.
Under the RBI rules for MFIs, a rural microfinance borrower is identified by annual household income not exceeding __?
Rs. 1 Lakh
Rs. 1.25 Lakh
Rs. 1.50 Lakh
Rs. 2 Lakh
2.
As per the latest RBI rules, what is the debt-income ratio cap for microfinance institutions (MFIs)?
40%
50%
60%
70%
3.
In which year, the SHG-Bank Linkage Programme (SHG-BLP) was started for the first time to improve micro-finance sector in India?
1985-86
1991-92
1996-97
2001-02
4.
What is NOT a mechanism that contributes to the success of micro-credits?
collaterals
dynamic incentives
peer monitoring
regular repayment schedules
5.
Which of the following statements about micro-finance conform to the RBI regulations?
Micro-finance loans are given without collateral
There is no pre-payment penalty in Microfinance loans
Select the correct answer from the codes given below:
Only 1 is correct
Only 2 is correct
Both 1 & 2 are correct
Neither 1 nor 2 is correct
Submit Test
These questions are part of Banking Awareness - 2025-26 course in GKToday's Android Application. The Course comprises 2400+MCQs on Banking & General Financial Awareness with explanation for All Banking Exams of 2025-26 such as IBPS Bank PO, IBPS Bank Clerical, RRB PO and Clerical, SBI PO and SBI Clerical, IBPS Recruitments, RBI Grade B and RBI Banking Examinations.
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