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Non-Performing Assets (NPAs)
1
2
3
4
5
1.
What is the time period for a term loan to be classified as NPA?
30 days
60 days
90 days
365 days
2.
After how many crop seasons, an unpaid short duration Farm loan will be termed as NPA?
1 crop season
2 crops seasons
2 years
4 crop seasons
3.
What is the time period for the long duration crops to be termed as NPA?
90 days
1 crop season
2 crop seasons
180 days
4.
What are the funds that are set aside by the banks as fraction to the loans known as?
NPA Coverage Ratio
Loan Default Ratio
Provisioning Coverage Ratio
Credit Exposure Ratio
5.
What do we call a loan which remains NPA for a period less than or equal to 12 months?
Doubtful asset
Sub-standard Asset
Loss
None of the above
Submit Test
These questions are part of Banking Awareness - 2025-26 course in GKToday's Android Application. The Course comprises 2400+MCQs on Banking & General Financial Awareness with explanation for All Banking Exams of 2025-26 such as IBPS Bank PO, IBPS Bank Clerical, RRB PO and Clerical, SBI PO and SBI Clerical, IBPS Recruitments, RBI Grade B and RBI Banking Examinations.
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