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Blockchain, AI, and Cybersecurity in Banking
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1.
What does Public Key Infrastructure (PKI) use to ensure secure communication and authentication in online transactions?
Biometrics and passwords
Encryption and decryption keys
Static CVV codes
One-time passwords
2.
What is a Trojan horse in the context of cybersecurity?
A) A phishing technique used to steal login credentials
B) Malware disguised as legitimate software to infiltrate systems and steal sensitive data
C) A physical device used to clone payment cards
D) A network attack targeting encrypted communications
3.
Which of the following is the main benefit of using blockchain technology in banking?
High transaction costs
Increased transparency and security
Centralized control of data
Slower transaction processing
4.
What is a smart contract in the context of blockchain?
A digital version of a traditional legal contract
A self-executing contract with the terms directly written into code
A contract that requires manual intervention for execution
A financial agreement managed by banks
5.
Which consensus mechanism is commonly used in blockchain networks to validate transactions?
Proof of Work (PoW)
Distributed File Sharing (DFS)
Centralized Approval System (CAS)
Randomized Access Protocol (RAP)
Submit Test
These questions are part of Banking Awareness - 2025-26 course in GKToday's Android Application. The Course comprises 2400+MCQs on Banking & General Financial Awareness with explanation for All Banking Exams of 2025-26 such as IBPS Bank PO, IBPS Bank Clerical, RRB PO and Clerical, SBI PO and SBI Clerical, IBPS Recruitments, RBI Grade B and RBI Banking Examinations.
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