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Bank Deposits & Deposit Insurance
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1.
Which among the following is considered to be the most liquid asset?
Gold
Money
Land
Treasury bonds
2.
What is the currency deposit ratio (CDR)?
ratio of money held by the public in currency to that of money held in bank deposits
ratio of money held by public in bank deposits to that of money held by public in currency
ratio of money held in demand drafts to that of money held in treasury bonds
none of the above
3.
What is the reserve deposit ration (RDR)?
the proportion of money RBI lends to commercial banks
the proportion of total deposits commercial banks keep as reserves
the total proportion of money that commercial banks lend to the customers
none of the above
4.
What term is used for "Checking Accounts" in India?
Saving Account
Current Account
Fixed Deposit Account
Pension Account
5.
Which of the following about money supply measure adopted in 1977 is correct?
M2= M1 +demand deposits with post offices
M3= M1 +term deposits with banks
M4=M3+total deposits with post offices
All the above
Submit Test
These questions are part of Banking Awareness - 2025-26 course in GKToday's Android Application. The Course comprises 2400+MCQs on Banking & General Financial Awareness with explanation for All Banking Exams of 2025-26 such as IBPS Bank PO, IBPS Bank Clerical, RRB PO and Clerical, SBI PO and SBI Clerical, IBPS Recruitments, RBI Grade B and RBI Banking Examinations.
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