With reference to the newly launched Kisan Vikas Patra (KVP), which of the following statements are correct?
- The KVP certificates can be issued in single as well as joint names.
- The KVP can be transferred from one person to any other person, multiple times.
- The KVP can be transferred from one post office to another.
- One can pledge the KVP certificates as security to avail loans.
- One can encash the KVP only after a lock-in period of 2.5 years.
Select the correct option from the codes given below: