Government Schemes [India & States] Current Affairs MCQs

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Kerala Chief Minister Pinarayi Vijayan launched ‘NORKA Care’, a health and accident insurance scheme for Non-Resident Keralites (NRKs) and Keralite students abroad. The scheme is under NORKA Roots and will be operational from Kerala Piravi Day (November 1, 2025). NRKs and students with NORKA ID cards will get Rs 5 lakh health insurance and Rs 10 lakh accident cover. The scheme offers low premiums, coverage for pre-existing diseases, and no waiting periods. It aims to ensure safety, welfare, and medical access for expatriate Malayalis.

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The Government of India has invited applications for research and innovation projects under the Promotion of Research and Innovation in Pharma-MedTech Sector (PRIP) scheme. The scheme was launched by the Department of Pharmaceuticals, Ministry of Chemicals & Fertilizers. It was notified in 2023 with a total financial outlay of ₹5000 crore. The objective is to make India a globally competitive and innovation-driven hub in the Pharma-MedTech sector. The scheme focuses on industry-academia linkage to strengthen Research and Development (R&D) in priority areas. It also aims to inculcate a culture of quality research and nurture India’s scientific talent pool.

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The Union government plans to map all drinking water assets, including pipelines under the Jal Jeevan Mission (JJM), on PM Gati Shakti, a Geographic Information System (GIS)-based platform. Jal Jeevan Mission (JJM), launched on 15th August 2019, aims to provide Functional Household Tap Connections (FHTCs) with safe drinking water to all rural households by 2024. The mission follows a community approach with strong Information, Education, and Communication (IEC) components. Ministry of Jal Shakti is the nodal ministry of Jal Jeevan Mission.

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The Union Government plans to showcase the PM-KUSUM (Pradhan Mantri Kisan Urja Suraksha evam Utthan Mahabhiyan) scheme to African and island nations through the International Solar Alliance platform. The scheme was launched in 2019 to provide energy and water security to farmers and increase their income. It also aims to de-dieselize agriculture and reduce environmental pollution. The target is to add 34,800 Megawatt (MW) of solar capacity by March 2026. The Ministry of New and Renewable Energy (MNRE) is the nodal ministry.

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Recently, Union Finance and Corporate Affairs Minister Nirmala Sitharaman interacted with interns of the Prime Minister Internship Scheme (PMIS) at Hampi, Karnataka. Prime Minister Internship Scheme (PMIS) was launched by the Ministry of Corporate Affairs (MCA) as part of the Prime Minister’s five-scheme package to promote youth employment and skill development over five years. It targets youth aged 21–24 years who are not in full-time education or employment. The internship lasts 12 months and aims to benefit one crore youth in India’s top 500 companies.

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The National Technical Textiles Mission (NTTM), under the Ministry of Textiles, supported the development of 3 indigenous heat testing instruments for protective textiles. The project was developed by the Northern India Textile Research Association (NITRA). The instruments include Convective Heat Tester (ISO 9151), Radiant Heat Tester (ISO 6942), and Conductive Heat Tester (IS 12127). These test firefighter suits, industrial safety wear, and defence fabrics for heat resistance.

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The Union Cabinet, chaired by Prime Minister Shri Narendra Modi, approved the Credit Guarantee Scheme for Exporters (CGSE). The scheme provides 100% credit guarantee coverage by National Credit Guarantee Trustee Company Limited (NCGTC) to Member Lending Institutions (MLIs). CGSE enables MLIs to extend additional credit facilities up to Rs.20,000 crore to eligible exporters, including Micro, Small, and Medium Enterprises (MSMEs). The Department of Financial Services (DFS) will implement the scheme through NCGTC. A Management Committee under the Secretary, DFS will oversee progress and implementation. The scheme strengthens liquidity, ensures smooth operations, and provides collateral-free credit to exporters.

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Recently, Uttarakhand approved the Devbhoomi Parivar Yojana for all resident families. The scheme will create a dynamic database covering every rural and urban household in the state. Each family will get a Family Identification Number (Family-ID) linked to all welfare schemes. Citizens and the government can easily check scheme eligibility and benefits received. The model is inspired by Haryana’s Parivar Pehchan Patra scheme. The database will remove duplicate beneficiaries, reduce paperwork, and support paper-less governance. Urban families, who earlier lacked a family register, will now be fully included.

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Jharkhand government launched its annual public-service outreach campaign “Aapki Yojana – Aapki Sarkar – Aapke Dwar” through district-level camps. The first week theme is “Right to Service Week”, and this year’s campaign will run with sector-wise focus. Objective is doorstep governance, with government departments setting up camps at panchayat and block levels for on-spot services. Citizens can apply for Aadhaar-linked benefits, pension schemes, job cards, Ayushman Bharat cards and tribal welfare entitlements. Camps also support enrolment under state schemes like Abua Awas Yojana and Savitri Bai Phule Kishori Samriddhi Yojana.

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Andhra Pradesh State Government launched the statewide Rythanna Meekosam initiative to strengthen farmer welfare. The programme focuses on water security, demand-based farming, agri-technology, food processing, and full government support. The government has spent ₹1,000 crore in the last 18 months to improve farmer livelihoods. Agriculture supports over 60 percent of the State’s population and adds major revenue. Farmers receive help through modern machines, drones for spraying, and pest control. Food processing units are being set up to improve crop value and exports. Under Pradhan Mantri Kisan (PM-Kisan) Annadata Sukhibhava scheme, 68 lakh farmers got ₹3,200 crore support