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Deputy Governors of RBI

The Deputy Governors of the Reserve Bank of India (RBI) occupy a critical position within India’s central banking framework. Acting as key executive authorities under the Governor, they...

June 21, 2016

Deregulation of Interest Rates

Deregulation of interest rates represents a fundamental shift in the functioning of the Indian financial system, marking the transition from administratively controlled credit pricing to a market-oriented framework....

June 21, 2016

Development Finance Institutions (DFIs)

Development Finance Institutions (DFIs) have played a pivotal role in shaping the structure of banking and finance in India, particularly in supporting long-term economic development. These institutions were...

June 21, 2016

Developmental Banking

Developmental banking refers to the role of the banking system in actively promoting economic development alongside its conventional functions of deposit mobilisation and credit creation. In the Indian...

June 21, 2016

Device Binding

Device binding has emerged as a critical security mechanism in modern banking and financial systems, particularly in an era marked by rapid digitalisation and widespread use of mobile-based...

June 21, 2016

Device-Based Authentication

Device-based authentication has become a cornerstone of modern banking and financial security, particularly in economies experiencing rapid digital transformation. In India, the widespread adoption of mobile banking, digital...

June 20, 2016

DICGC Act, 1961

The Deposit Insurance and Credit Guarantee Corporation Act, 1961, commonly known as the DICGC Act, 1961, is a landmark legislation in India’s banking and financial framework. It was...

June 20, 2016

Differential Rate of Interest (DRI) Scheme

The Differential Rate of Interest (DRI) Scheme represents a significant policy instrument in India’s developmental banking framework, aimed at promoting social justice and financial inclusion. Introduced as part...

June 20, 2016

Differentiated Banking

Differentiated banking represents a structural innovation in India’s banking system aimed at enhancing financial inclusion, competition, and efficiency. By allowing banks with distinct objectives, sizes, and operational scopes...

June 20, 2016

Which mobile app has been launched by the IRCTC for flight ticket booking?

Which mobile app has been launched by the IRCTC for flight ticket booking? [A]IRCTC Air [B]IRCTC Flight [C]IRCTC Ticket [D]IRCTC Level Show Answer IRCTC Air The Indian Railway...

June 20, 2016

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