The financial sector is undergoing a technology-driven transformation that is reshaping how services are delivered, regulated, and supervised. Financial Technology (FinTech) refers to the innovative use of modern...
In financial regulation, a Regulatory Sandbox is a controlled framework that allows fintech innovations to be tested in the real market with certain regulatory relaxations and oversight. It...
The banking sector is increasingly using Artificial Intelligence (AI) and Machine Learning (ML) to enhance services and decision-making. AI use cases in banking broadly fall into three areas:...
ESG (Environmental, Social, Governance) refers to three factors used to assess a company’s sustainability and ethical impact. In banking, ESG evaluates not only how banks operate, but also...
Green Banking refers to adopting eco-friendly practices in banking operations and promoting environmentally sustainable projects through banking services. It aims to make banking processes, assets, and policies environmentally...
Climate change is now recognized as a financial risk for banks. Banks need to manage it just as they manage credit or market risks. Climate stress testing is...
A carbon market allows countries or companies to trade emission allowances or credits, putting a price on greenhouse gas emissions. It uses market incentives to reduce emissions where...
The NBFC sector in India is diverse, comprising various categories of institutions tailored to different functions. The RBI classifies NBFCs on three broad bases: by the nature of...
This timeline will help in quick revision of important dates and events related to the RBI and banking in India. 1930s and 1940s Apr 1, 1935: RBI established...
In the capital market, shares, bonds, and debentures are fundamental instruments that companies and governments use to raise funds. These represent different types of securities – broadly categorized...
