Universal Health Insurance Scheme India
At present India has Health Insurance scheme Rashtriya Swasthya Bima Yojna (RSBY), for people living below poverty line.
The RSBM is restricted to the poor and for certain select groups.
Now, India may get a universal health insurance scheme, to be partially funded by the government, which would allow those registered under it to avail healthcare facilities in both public sector and privately-run hospitals.
As per a statement of Montek Singh Ahluwalia, deputy chairman of the Planning Commission, having a universal health insurance to cover all citizens is one of the ideas the government is working on. The modalities are being discussed.
The expenditure on health is likely to be increased to 2-3% of the GDP in the 12th Five Year Plan to fund various schemes and speed up infrastructure development.
At present, public spending on health is less than 1% of the GDP, which is among the lowest in the world. He stressed the need for public-private partnership (PPP) to augment affordable healthcare.