Computers and IT MCQs
Computer Awareness Questions and Quiz for Banking, IBPS, RRB, RBI, SBI, NABARD examinations of 2024-2025. Computer Awareness MCQs for Competitive Exams. GKToday Computer Awareness for IBPS PO, IBPS Clerk, Bank PO, Bank Clerk and other entrance / competitive examinations.
41. What is the use of Cascade Delete option in MS Access?
[A] Deletes all records of a table
[B] Deletes all records with duplicate values
[C] Deletes all records automatically when the record is deleted in the parent table
[D] Makes a Duplicate table
Show Answer
Correct Answer: C [Deletes all records automatically when the record is deleted in the parent table]
Notes:
Cascade Delete option means that if a record from one table is deleted, corresponding records in the other table are also deleted.
42. Which do we call the dangerous programs that can get downloaded by opening E-mail attachments?
[A] Virus
[B] Spam
[C] Utility
[D] None of the above
Show Answer
Correct Answer: A [Virus]
Notes:
Viruses can easily be transferred from one computer to another through sending mails. This is the most common way used nowadays. They may come as an attachment along with the emails.
43. What is the character limit for a single SMS?
[A] 80
[B] 160
[C] 200
[D] No limit
Show Answer
Correct Answer: B [160]
Notes:
The communication protocols allows users to send and receive messages of up to 160 alpha-numeric characters to and from GSM mobiles.
44. When was the first SMS sent?
[A] 1991
[B] 1992
[C] 1993
[D] 1994
Show Answer
Correct Answer: B [1992]
Notes:
The first-ever text message was sent December 3, 1992, by software engineer Neil Papworth, to Vodafone director Richard Jarvis, who received the SMS on his husky Orbitel 901 cell phone.
45. What do we call a malicious computer program which pretends to be a useful application?
[A] Worms
[B] Trojan horse
[C] Ransomware
[D] Keylogger
Show Answer
Correct Answer: B [Trojan horse]
Notes:
A Trojan horse is a malicious computer program which pretends to be a useful application. Trojans generally do not attempt to inject themselves into other files or otherwise propagate themselves.
46. What do we call a malware that blocks access to the victim’s data and threatens to publish or delete it unless money is paid?
[A] Adware
[B] Ransomware
[C] Identity Theft
[D] Dropper
Show Answer
Correct Answer: B [Ransomware]
Notes:
Ransomware is a type of malware that blocks access to the victim’s data and threatens to publish or delete it unless a ransom is paid.
47. Which of these cards allows its holder to buy goods and services based on the holder’s promise to pay for these goods and services?
[A] Bank Passbook
[B] Debit cards
[C] Credit cards
[D] None of the above
Show Answer
Correct Answer: C [Credit cards]
Notes:
A credit card is a small plastic card issued to users as a system of payment. It allows its holder to buy goods and services based on the holder’s promise to pay for these goods and services.
48. What is SSL?
[A] Secured System Layer
[B] Secret Sockets Layer
[C] Secure Sockets Layer
[D] Sensitive System Layer
Show Answer
Correct Answer: C [Secure Sockets Layer]
Notes:
SSL stands for Secure Sockets Layer. The usage of SSL technology ensures that all data transmitted between the web server and browser remains encrypted.
49. Which of these is an advantage of Internet Banking over traditional banking?
[A] Low cost banking
[B] Anytime Anywhere banking
[C] Instant Transfer of Funds
[D] All of the above
Show Answer
Correct Answer: D [All of the above]
Notes:
All of the above i.e. Low cost banking, Anytime Anywhere banking and Instant Transfer of Funds are some of the advantages of Internet Banking over traditional banking.
50. Mobile Money Identifier is a 7 digit number that facilitates fund transfer in mobile banking. Which of these bodies issues MMID?
[A] RBI
[B] NPCI
[C] Banks
[D] Telecom Companies
Show Answer
Correct Answer: C [Banks ]
Notes:
Mobile Money Identifier is a 7 digit number, issued by banks. MMID is one of the input which when clubbed with mobile number facilitates fund transfer. Combination of Mobile no. & MMID is uniquely linked with an Account number and helps in identifying the beneficiary details. Different MMIDs can be linked to same Mobile Number.