Quiz 452 : GK for Bank PO Examinations
1.What does the following graph refer to ________?
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(B)Reverse Repo Rate
(C)Cash Rerserve Ratio
(D)Interest Rates on Deposits
2.A person is not satisfied with the decision taken by “Banking Ombudsman”. Who will be the next appellate authority for him / her to approach to_______?
(A)Governor of RBI
(B)Deputy Governor of RBI
(C)RBI Local Boards
(D)Chairman of the concerned Bank
3.In which of the following conditions, an account becomes a NPA (Non Performing Asset) ?
(A)A bill purchased or discounted was overdue since last 87 days
(B)A cash Credit account is out of order for more than 90 Days
(C)Interest and Principal is not paid for not less than 75 days
(D)Where a loan taken in Rabi is not paid by coming up Kharif season
4.Which of the following Government gets the stamp duty collected on promissory notes?
(A)State Government 100%
(B)Central Government 100 %
(C)State Government 50% and Central Government 50%
(D)State Government 25% and Central Government 75%
5.Which among the following is the correct CRAR fixed for Regional Rural Banks in India?
(D)None of them
6.In context with the bank loan disbursements, a Crop maturing in minimum of which of the following periods is called a Short Term Crop?
7.Which among the following is the incorrect statement:
(A)RBI is the sole authority to mint and distribute coins in India.
(B)For distribution of coins RBI has more than 4000 Currency Chests
(C)The Currency Chests can be both Private and Government Banks
(D)A coin of maximum Rs. 1000 can be minted in India
8.”Miadi Hundi” is very much similar in features of which of the following?
(A)A post dated Cheque
(B)A demand Draft
(C)A usance Bill of Exchange
(D)A Promissory Note
9.Who among the following works as head of the “Board for Financial Supervision” in India?
(C)Minister of State for Finance
(D)Independent head appointed by President
10.The concept of “Bancassurance” originated from which of the following countries?
11.Consider the following:
1. Open Market Operations
2. Liquidity Adjustment Facility
3. Market Stabilization Scheme
Which among the following is the correct order of their introduction?
(A)2 1 3
(B)1 2 3
(C)1 3 2
(D)3 2 1
12.At which of the following place is located a Note Printing Press that belongs to RBI?
13.In which year Public Debt Act was passed ?
14.A person has a Locker in a Bank. In this question the following statement holds correct:
(A)Bank is trustee and person is beneficiary
(B)Bank is Lessee and person is lessor
(C)Bank is lessor and person is lessee
(D)Bank is issuer and person is beneficiary
15.Who among the following heads the “Economic Intelligence Council ” in India?
16.For how many years the Banks are required to keep the records of suspicious accounts?