Alwar Achieves 100% Insurance Coverage Under National Roadmap

In a landmark achievement for India’s social security framework, Alwar district has become the first in the country to attain 100% insurance coverage under the Centre’s ‘Insurance for All by 2047’ roadmap. The milestone reflects the national vision of building a ‘Secure India–Insured India’ by ensuring comprehensive risk coverage at the grassroots level.

Insurance for All by 2047 initiative

The ‘Insurance for All by 2047’ roadmap is a joint initiative of the Government of India and the Insurance Regulatory and Development Authority of India under the Ministry of Finance. The programme aims to achieve universal insurance coverage by the centenary year of India’s Independence, with a focus on inclusion, affordability and last-mile delivery.

Door-to-door surveys ensure universal coverage

In Alwar, a systematic door-to-door survey identified 1,367 uninsured individuals above the age of 10 across nine villages. These beneficiaries were subsequently brought under formal insurance coverage, taking the district to complete saturation. The process ensured that no eligible resident was left out, setting a replicable model for other districts across the country.

Villages formally declared fully insured

The nine villages — Bhulla Ka Bas, Bichpuri, Palankheda, Antapada, Hanumanta, Kalyanpura, Morodkhurd, Kodalka and Lalpur — have now been officially declared fully insured. Insurance policies were formally handed over to beneficiaries during a programme chaired by Additional District Collector Bina Mahawar, marking the administrative completion of the initiative at the district level.

Important Facts for Exams

• IRDAI is a statutory body under the Ministry of Finance.
• ‘Insurance for All by 2047’ targets universal insurance coverage.
• District-level saturation models support financial inclusion goals.
• Insurance coverage is linked to social security and risk mitigation.

Role of NGOs and public sector insurer

Insurance premiums for all eligible adults in the nine villages were funded by a non-governmental organisation, ensuring that villagers faced no financial burden. Policies were issued by the government-owned United India Insurance Company Ltd. Sanjeev Kumar Das, Joint Director of the State Insurance and Provident Fund Department, described the achievement as historic, stressing that early insurance coverage strengthens dignity, security and self-reliance, particularly among the youth who represent India’s future.