List of Key Welfare Schemes Launched by Indian States

State governments in India design and implement specialized social welfare schemes to address targeted socio-economic challenges within their jurisdictions. These state-specific programmes complement central initiatives, focusing on direct benefit transfers (DBT), women empowerment, agricultural support, youth skill development, healthcare access, and social safety nets. By leveraging direct bank transfers and targeted administration, state welfare schemes play a pivotal role in poverty reduction, financial inclusion, and human resource development across India.

Direct Cash Transfer and Women Empowerment Schemes

Women-centric welfare initiatives form the core of state-level social security strategies, aiming to promote financial independence, elevate household living standards, and improve gender parity metrics.

Mukhyamantri Majhi Ladki Bahin Yojana (Maharashtra)

• Launched in 2024 by the Maharashtra government to provide direct financial assistance to underprivileged women.
• Eligible female residents aged 21 to 65 years receive 1,500 rupees per month directly into their Aadhaar-linked bank accounts.
• Targets women from households with an annual income below 2.5 lakh rupees, excluding tax-paying families and government employees.

Subhadra Yojana (Odisha)

• Initiated by the Odisha government to support women’s economic self-reliance and social welfare.
• Provides 10,000 rupees annually in two equal installments of 5,000 rupees each on Raksha Bandhan and International Women’s Day.
• Entitles eligible women aged 21 to 60 years to receive a total financial support of 50,000 rupees over a 5-year period.

Mukhya Mantri Maiya Samman Yojana (Jharkhand)

• Formulated by the Jharkhand government to offer financial assistance to adult women across the state.
• Transferred 1,000 rupees per month to women aged 21 to 50 years belonging to low-income families, later revised to 2,500 rupees per month.
• Aims to enhance nutrition, healthcare access, and household financial autonomy for women.

Gruha Lakshmi Scheme (Karnataka)

• Implemented as part of Karnataka’s five social guarantee initiatives for resident households.
• Provides 2,000 rupees monthly financial aid to the designated female head of every eligible household in the state.
• Covers women belonging to Above Poverty Line (APL) and Below Poverty Line (BPL) families, excluding income taxpayers.

Mukhyamantri Ladli Behna Yojana (Madhya Pradesh)

• Introduced in 2023 by the Madhya Pradesh government to boost women’s health, nutrition, and economic independence.
• Grants 1,250 rupees per month to married, widowed, divorced, or abandoned women aged 21 to 60 years.
• Requires household income to be under 2.5 lakh rupees annually and farmland ownership below 5 acres.

Lakshmir Bhandar Scheme (West Bengal)

• Rolled out in 2021 by West Bengal to provide basic financial support to female heads of families.
• Offers 1,000 rupees per month to women from general categories and 1,200 rupees per month to women from Scheduled Castes and Scheduled Tribes.
• Enrolls eligible female residents aged 25 to 60 years who are not in regular government employment.

Kanyashree Prakalpa (West Bengal)

• Conditional cash transfer scheme aimed at improving the status and well-being of adolescent girls.
• Provides an annual scholarship (K1) of 1,000 rupees for girls aged 13 to 18 enrolled in schools, and a one-time grant (K2) of 25,000 rupees upon turning 18 if unmarried and continuing education.
• Awarded the United Nations Public Service Award for excellence in public administration and social inclusion.

Mukhya Mantrir Nijut Moina (Assam)

• Launched in 2024 to curb child marriage and promote higher education among female students in Assam.
• Provides monthly financial stipends to girl students: 1,000 rupees for Higher Secondary, 1,250 rupees for Degree students, and 2,500 rupees for Post-Graduate students.
• Mandates conditions such as regular class attendance, maintaining academic discipline, and remaining unmarried until completing degree studies.

Farmer and Agriculture Support Schemes

State governments administer targeted income support and input subsidies to mitigate agricultural distress, lower production risks, and stabilize farm incomes.

Rythu Bharosa (Andhra Pradesh) and Rythu Bandhu (Telangana)

• Telangana introduced Rythu Bandhu as the pioneer direct investment support scheme for farmers, providing cash per acre per season for seeds, fertilizers, and operational inputs.
• Andhra Pradesh implements YSR Rythu Bharosa, offering annual financial assistance of 13,500 rupees per farmer family, including tenant farmers from disadvantaged communities.
• Serves as operational templates for input support models across various Indian states.

Namo Shetkari Mahasanman Yojana (Maharashtra)

• Designed by Maharashtra to supplement financial payouts provided under the central PM-KISAN scheme.
• Transfers an additional 6,000 rupees annually in three equal installments of 2,000 rupees directly to farmer bank accounts.
• Combines with PM-KISAN to ensure an aggregate annual financial assistance of 12,000 rupees per eligible farmer family.

KALIA Scheme (Odisha)

• Krushak Assistance for Livelihood and Income Augmentation (KALIA) supports small, marginal, and landless agricultural households in Odisha.
• Delivers financial assistance of 10,000 rupees per family per year for farm cultivation inputs across Kharif and Rabi seasons.
• Extends livelihood assistance of 12,500 rupees to landless agricultural households for allied activities like goat rearing, poultry, and fisheries.

Krishak Bandhu Scheme (West Bengal)

• Provides direct financial assistance to farmers and bargadars (sharecroppers) in West Bengal for crop production.
• Grants up to 10,000 rupees per year for landholding of 1 acre or more, with a minimum guaranteed assistance of 4,000 rupees annually on a pro-rata basis.
• Includes a life insurance coverage component providing 2 lakh rupees to the family in the event of a farmer’s death aged 18 to 60 years.

Social Security, Health, and Youth Welfare Schemes

States run specialized initiatives covering universal health insurance, urban employment guarantees, youth stipends, and doorstep public delivery systems.

Makkalai Thedi Maruthuvam and Thayumanavar Thittam (Tamil Nadu)

• Makkalai Thedi Maruthuvam delivers essential healthcare and non-communicable disease screening directly to citizens’ doorsteps.
• Thayumanavar Thittam provides home delivery of ration products and essential civil supplies to elderly, bedridden, and disabled citizens across Tamil Nadu.
• Enhances public health reach by integrating community health workers with local primary health networks.

Yuva Nidhi and Anna Bhagya (Karnataka)

• Yuva Nidhi offers financial stipends to unemployed graduates (3,000 rupees monthly) and diploma holders (1,500 rupees monthly) for up to two years post-graduation.
• Anna Bhagya guarantees 10 kg of foodgrains per month to every member of BPL households, providing cash transfers for the additional 5 kg component when grain supplies face constraints.

Mukhyamantri Chiranjeevi Swasthya Bima Yojana (Rajasthan)

• Universal health insurance scheme providing cashless medical treatment to resident families in Rajasthan.
• Offers health insurance coverage up to 25 lakh rupees per family per year for secondary and tertiary hospitalization.
• Includes free personal accident insurance coverage up to 10 lakh rupees under the allied Chiranjeevi Durghatna Bima Yojana.

Indira Gandhi Urban Employment Guarantee Scheme (Rajasthan)

• Modelled on the lines of MGNREGA to provide guaranteed wage employment in urban areas.
• Guarantees 100 days of demand-based wage employment per year to unemployed urban residents aged 18 to 60 years.
• Focuses on environmental conservation, heritage maintenance, sanitation, and public infrastructure works in municipal areas.

State Welfare Schemes Matrix

Key Facts for Quick Revision

• Direct Benefit Transfer (DBT) through Aadhaar-seeded bank accounts serves as the principal delivery mechanism for state welfare payouts.
• Telangana was the first state in India to launch an agricultural investment support scheme through Rythu Bandhu.
• Odisha’s Subhadra Yojana delivers total assistance of 50,000 rupees over a 5-year timeframe to eligible female beneficiaries.
• West Bengal’s Kanyashree Prakalpa received international recognition from the United Nations for public service delivery.
• Maharashtra’s Namo Shetkari Mahasanman Yojana supplements the central PM-KISAN payouts to total 12,000 rupees annually.
• Tamil Nadu’s Thayumanavar Thittam focuses on doorstep delivery of public distribution system (PDS) ration supplies to elderly citizens.
• Rajasthan’s Indira Gandhi Urban Employment Guarantee Scheme is among the first urban-specific wage employment programmes in India.
• Assam’s Mukhya Mantrir Nijut Moina scheme links financial educational stipends with child marriage prevention.
• Rajasthan’s Chiranjeevi Swasthya Bima Yojana provides an annual health insurance cap of 25 lakh rupees per family.
• Karnataka’s Gruha Lakshmi scheme forms part of five structural social guarantee programmes launched by the state government.