Bank ratings in India serve as a key indicator of the financial health, stability, and creditworthiness of banks and other financial institutions. These ratings are assigned by authorised...
The International Financial Reporting Standards (IFRS) are a set of globally recognised accounting standards developed by the International Accounting Standards Board (IASB). These standards provide a common framework...
International Financial Reporting Standards (IFRS) are a globally recognised set of accounting principles and guidelines designed to ensure transparency, consistency, and comparability in the preparation and presentation of...
There are three kinds of risks associated with the banking viz. Credit Risk, Market Risk and Operational Risk. Credit Risk Credit risk is risk of loss arising from...
The Basel III Guidelines are based upon 3 very important aspects which are called 3 pillars of the Basel II. These 3 pillars are Minimum Capital Requirement, Supervisory...
In the realm of banking and financial regulation, Tier I and Tier II Capital represent the two main components of a bank’s regulatory capital, as defined under the...
The Basel Committee on Banking Supervision (BCBS) is an international body that sets global standards for the regulation and supervision of banks. Established in 1974 by the central...
CRAR, short for Capital to Risk-Weighted Assets Ratio, is a key financial metric used to assess the capital adequacy of banks and financial institutions. It measures a bank’s...
Capital adequacy refers to the sufficiency of a bank’s capital in relation to its risk exposures and financial obligations. It is a key measure of a financial institution’s...
The Narasimham Committee was established under former RBI Governor M. Narasimham in August 1991 to look into all aspects of the financial system in India. The report of...
