Deposit Insurance in India is a financial safety mechanism designed to protect depositors against the loss of their bank deposits in the event of a bank failure. It...
Banks are called custodians of public money and mobilization of the deposits from the public is the most important function of the commercial banks. Mainly, there are two...
Bank deposits form the backbone of the Indian financial system, representing the primary source of funds for banks and a crucial component of household and corporate savings. They...
The Financial Activities Tax (FAT) is a fiscal measure designed to impose taxation on the profits and remunerations of financial institutions, particularly targeting those activities that may contribute...
Wilful default refers to the deliberate and intentional failure of a borrower to repay a loan or meet contractual financial obligations despite having the capacity to do so....
Classification of the NPAs: The above is a general definition of the Non Performing Assets. Here, please note that the Banks are required to classify nonperforming assets further...
Narrow Banking refers to a financial system or model in which banks are restricted primarily to holding safe and liquid assets, such as government securities, and are limited...
The much-awaited take-out financing products from India Infrastructure Finance Co (IIFCL) have recently started picking up. On October 12, 2010 Finance Minister Pranab Mukherjee said that: “Development of...
Asset–Liability Management (ALM) is a strategic financial management process that aims to balance an organisation’s assets and liabilities to achieve financial stability and long-term profitability. It is a...
