21. Which of the following banks has signed the first co-origination loan agreement with Paisalo Digital?
[A] BoI
[B] SBI
[C] PNB
[D] BoB
Show Answer
Correct Answer: B [SBI]
Notes:
To empower AGRI, MSME segment and small businesses, the State Bank of India (SBI) has signed the first co-origination loan agreement with PAISALO Digital Limited. It is the first agreement of its kind in the country that SBI has signed. This will introduce a platform for the last mile customer. Here, the loan ticket is designed at Rs 10,000 to Rs 2 lakh. The company expects to disburse 200,000 loan applications in FY20. The move is to enable the customers to reach with ease and use the platform for smooth loan disbursal and repayment easily. PAISALO Digital Ltd is a systemically important non-deposit taking NBFC registered with the Reserve Bank of India and has been in operations since 1992.
22. The Jallianwala Bagh massacre was held in which of the following years?
[A] 1916
[B] 1918
[C] 1917
[D] 1919
Show Answer
Correct Answer: D [1919]
Notes:
On 13th April 2019, the nation paid homage to the martyrs of the Jallianwala Bagh massacre on the centenary of the incident. On this day in 1919, hundreds of innocent Indians were killed by troops under British Brigadier-General Reginald Dyer, during a peaceful meeting on Baisakhi at the park in Amritsar, Punjab. Here, the civilians had assembled for a peaceful protest to condemn the arrest and deportation of two national leaders, Satya Pal and Saifuddin Kitchlew. The massacre is one of the darkest chapters of India’s freedom struggle against the British occupation. The official death toll by the British government was put at 379, but Indian figures put the toll at closer to 1,000. Even after 100 years, the British government has only regretted the massacre but stopped short of apologizing for the killing of so many innocent people.
23. Which mobile wallet provider has tied up with MMTC-PAMP India to launch gold buying feature?
[A] Google Pay
[B] Paytm
[C] MobiKwik
[D] PhonePe
Show Answer
Correct Answer: A [Google Pay]
Notes:
To make Google Pay more useful for Indian customers, Google has partnered with MMTC-PAMP India to introduce buying and selling of gold through the app. Through this partnership with India’s only London Bullion Market Association (LBMA)-accredited gold refinery, Google Pay users will be able to buy 99.99% 24-karat gold. Google Pay users can now purchase gold for any value, which will be stored on behalf of the user in secure vaults by MMTC-PAMP. Users can buy and sell this gold any time at the latest price, refreshed every few minutes on the Google Pay app. Other mobile wallet providers such as Paytm, MobiKwik and PhonePe too provide the facility of buying gold from their wallet apps.
24. Who has become the first Indian to be appointed Chair of International Hockey Federation (FIH) Health and Safety Committee?
[A] S V Sunil
[B] P R Sreejesh
[C] Dilip Tirkey
[D] Bibhu Kalyan Nayak
Show Answer
Correct Answer: D [Bibhu Kalyan Nayak]
Notes:
Bibhu Kalyan Nayak from Bhubaneswar has become the first Indian to be appointed Chair of International Hockey Federation (FIH) Health and Safety Committee by the world governing body. He will serve a two-year term lasting till the first executive board meeting after Congress 2020. He has extensively trained in Sports Traumatology and Sports and Exercise Physiology from National Institute of Sports Medicine at Havana, Cuba & National Sports Centre at Madrid, Spain. Nayak also served as a medical officer for the 2018 Men’s World Cup. He was commissioned in the Army Medical Corps of the Indian Army in 1995 and has worked in the Army Sports Institute, Pune for six years.
25. Who has been conferred with Lifetime Achievement Award-2019 at the 4th APJ Abdul Kalam Innovation Conclave?
[A] Mamta Kharab
[B] Arjun Halappa
[C] A K Singh
[D] Amit Rohidas
Show Answer
Correct Answer: C [A K Singh]
Notes:
Director General at Life Sciences – DRDO, Dr A K Singh has been conferred with Lifetime Achievement Award-2019 during 4th APJ Abdul Kalam Innovation Conclave at Chandigarh University, Mohali. He is recognized for his rich contribution in the field of life sciences, aerospace and aeronautics. The DST scientist has more than 18 patents and has contributed in more than 57 research publications at an international and national level. The conclave was organised by the university to mark World Creativity and Innovation Day (WCID).
26. Which of the following banks has topped Forbes’ list of Indian banks 2019?
[A] HDFC Bank
[B] ICICI Bank
[C] IDFC Bank
[D] SBI
Show Answer
Correct Answer: A [HDFC Bank]
Notes:
Forbes has recently compiled a first-ever list of the World’s Best Bank 2019 in terms of customer services and technological advancements. The private lender, HDFC Bank, was ranked at the top of the Forbes list of Indian banks, followed by ICICI Bank, DBS, Kotak Mahindra Bank and IDFC Bank. However, India’s largest public sector bank, the State Bank of India (SBI), did not even make it to top 10 of the list and was ranked 11th by the customers.Forbes had partnered with Statista, a market research company, to measure the best banks in 23 countries. Interestingly, this survey ignored any financial performances like P&L statements and balance sheets in favour of a customer’s opinion. The survey compiled data from around 40,000 customers around the world for their opinions on their banking relationships. The banks were rated on the basis of 5 key attributes – trust, digital services, financial advice and fees.
27. The historic Mujibnagar day has recently celebrated in which of the following countries?
[A] Myanmar
[B] Bangladesh
[C] Nepal
[D] Sri Lanka
Show Answer
Correct Answer: B [Bangladesh]
Notes:
In Bangladesh, the historic Mujibnagar has recently celebrated on April 17, 2019. The day marks the oath taking ceremony of Bangladesh’s first government in 1971 at Baidyanathtala in Meherpur. On this day in 1971, senior leaders of the liberation movement of Bangladesh had assembled at Baidyanathtala to form the provisional government of independent Bangladesh. Bangabandhu Sheikh Mujibur Rahman was declared the President in absentia as he was arrested and flown to Pakistan after the Pakistan military crackdown on the then ‘East Pakistan’ on the night of March 25, 1971. The day is being observed by political parties and social and cultural organisations through various programs across Bangladesh.
28. What is the theme of the 2019 World Haemophilia Day (WHD)?
[A] Outreach and Identification
[B] Treatment for All, The Vision of All
[C] Sharing Knowledge Makes Us Stronger
[D] Hear their voices
Show Answer
Correct Answer: A [Outreach and Identification]
Notes:
The World Haemophilia Day (WHD) is observed every year on April 17 to increase awareness of haemophilia and other inherited bleeding disorders. The 2019 theme ‘Outreach and Identification’, encourages people to meet and connect with other people who have had similar experiences, and what it is like.It will be observed with the slogan – ‘Reaching Out: The First Step to Care’. Haemophilia is an inherited genetic disorder that impairs the body’s ability to form clots. This condition is dangerous as it can cause excessive loss of blood in case of injuries, easy bruising, and also bleeding between joints and in the brain. Haemophilia can only be managed but does not have a cure.
29. Nepal has successfully launched its first satellite NepaliSat-1 into space under BIRDS project of which country?
[A] Japan
[B] India
[C] China
[D] United Kingdom
Show Answer
Correct Answer: A [Japan]
Notes:
Nepal has successfully launched its first satellite NepaliSat-1 into space from Virginia in the United States. The satellite was developed by the Nepalese scientists. NepaliSat-1 is a low orbit satellite which will be in the 400-km distance from the Earth’s surface. It will be stationed at the International Space Station (ISS) for a month and then it will be sent to orbit the earth. The satellite will take photographs on a regular basis to gather geographical information of the country. It weighs 1.3 kilograms, making it a small satellite with limited capability. The Nepal Academy of Science and Technology (NAST) initiated the launch of the country’s own satellite under the BIRDS project of the Japanese Kyushu Institute of Technology. The BIRDS project has been designed in association with the United Nations (UN) and aims at helping countries launch their first satellite.
30. What is the theme of the 2019 World Heritage Day (WHD)?
[A] Rural Landscapes
[B] The Heritage of Sport
[C] Heritage for Generations
[D] Protect our Green Heritage
Show Answer
Correct Answer: A [Rural Landscapes]
Notes:
The World Heritage Day (WHD) is celebrated every year on April 18 to promote the cultural heritage across the world. The 2019 theme is ‘Rural Landscapes’. It is also a day of international solidarity in favor of strengthening and safeguarding heritage world-wide. The day also aims to seek recognition for the people involved in preserving the sites, especially scientists, archaeologists, geographers and engineers. As of 2018, India has 36 World Heritage Sites including Western Ghats, Sundarbans National Park, Taj Mahal, City of Ahmadabad, Nalanda University, Mahabodhi Temple in Bihar and Khajuraho in Madhya Pradesh.