Universal Health Insurance Scheme India

At present India has Health Insurance scheme Rashtriya Swasthya Bima Yojna (RSBY), for people living below poverty line.

  • The RSBM is restricted to the poor and for certain select groups.

Now, India may get a universal health insurance scheme, to be partially funded by the government, which would allow those registered under it to avail healthcare facilities in both public sector and privately-run hospitals.

As per a statement of Montek Singh Ahluwalia, deputy chairman of the Planning Commission, having a universal health insurance to cover all citizens is one of the ideas the government is working on. The modalities are being discussed.

  • The expenditure on health is likely to be increased to 2-3% of the GDP in the 12th Five Year Plan to fund various schemes and speed up infrastructure development.

At present, public spending on health is less than 1% of the GDP, which is among the lowest in the world. He stressed the need for public-private partnership (PPP) to augment affordable healthcare.

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