The funds set aside by the banks as fraction to the loans to cover up losses is called __? [A]Provisioning Coverage Ratio (PCR) [B]Capital Adequacy Ratio (CAR) [C]Loan...
To call a loan NPA, the interest or instalment of principal should remain overdue for a minimum period of more than __? [A]60 Days [B]90 Days [C]120 Days...
In terms of agricultural loans in India, the short term credit refers to the loans made for a period less than __: [A]1 year [B]15 Months [C]18 Months...
In banking language, which among the following is called Contingent Liability of the banks? [A]Fund based lending [B]Non fund based lending [C]Priority sector lending [D]Statutory pre-emptions Show Answer...
Which among the following are often described as Double Financial Repression for Banks in India? [A]Priority Sector Loans and Cash Reserve Ratio [B]Priority Sector Loans and Statutory Liquidity...
What is the priority sector loan target has been given to the foreign banks operating in India in terms of agriculture loans? [A]32% [B]15% [C]21% [D]No specific target...
Which among the following come under Priority Sector Loans? 1. Agriculture and Allied Activities 2. Education Loans 3. Retail Trade Loan Select the correct option from the codes...
What is the maximum amount insured under deposit insurance? [A]Rs. 1 Lakh [B]Rs. 2 Lakh [C]Rs. 5 Lakh [D]Rs. 10 Lakh Show Answer Rs. 1 Lakh Maximum amount...
Deposits made in which among the following does not come under Deposit Insurance Scheme? [A]Regional Rural Banks [B]Private Banks [C]Non-scheduled Commercial Banks [D]Primary Agricultural Credit Societies (PACS) Show...
Which among the following is opened in Foreign Currency Only? [A]NRO Account [B]NR(E)RA Account [C]FCNR Account [D]None of them Show Answer FCNR Account Foreign Currency Non-Resident Account Bank...