How the Differentiated Bank Licensing (DBL) is different from that of Universal Bank Licensing? Discuss elucidating the RBI measures to promote differentiated banking.

Differentiated bank licensing approach refers to a system of specific licences which enable banks to provide only selected products and services. These involve Limited Banking Licence, Commercial Banking Licence etc. Contrastingly, Universal Banks which include both public and private sector ..

To make Indian banking and financial sector more competitive, should RBI dilute the restrictions imposed on foreign banks?

The World Bank’s Global Financial Development Report 2017-18 recommends the developing countries or the emerging markets to remove restrictions imposed on foreign banks. The same applies for India also. India started drawing its roadmap for foreign banks in 2005 when ..

"While Green Revolution has made India self-sufficient in food grains, it has also led to many unintended ecological and socioeconomic repercussions in the country". Discuss with the help of examples.

The key unintended ecological and socioeconomic repercussions of green revolution are as follows: The improved dwarf varieties of wheat and rice required more water, use of chemical fertilizers and pesticides. The new development needed Integrated Pest Management and Integrated Nutrient ..

Discuss the socio-economic and environmental consequences of wheat-paddy cycle becoming the dominant cropping pattern on states in northern India.

The wheat-paddy cropping system is the most widely adopted cropping system in India. It is especially dominant in states of northern India, adjacent to Indo-Gangetic plains like Uttar Pradesh, Punjab, Haryana, Madhya Pradesh. Consequences of dominance: The cultivation of the ..

The Banking Correspondent Model was launched in 2006 to provide banking services at reasonable costs to the poor people. After over a decade, to what extent this model has been able to achieve its stated objectives? Critically discuss its success and failures.

What are BCs? Business Correspondents are retail agents engaged by banks for providing banking services at locations other than a bank branch/ATM. BCs enable a bank to provide its limited range of banking services at low cost. They hence are ..

Analyze the key challenges to India's food processing industry from production to consumption.

Food processing Industry is a sunrise industry which has an immense potential to address the rural economy distress. But the Food processing Industry is facing Key challenges which include Constraints in Supply Side Large Informal Sector and mainly clustered in ..

Account for the failure of the manufacturing sector in achieving the goal of labour-intensive exports. Suggest measures for more labour-intensive rather than capital-intensive exports.

A lacuna in India’s growth has been the slow growth of manufacturing in the labour-intensive sector. The movement of the workers from agriculture into export-oriented manufacturing industries has been slow owing to the requirement of a certain skill set, which ..

“From both economic and environmental standpoints, cultivation of pulses make sense.” Explain.

Keeping  both environment and economic point of view .Main contributions of pulses to indian agricultural and economic development are as fallows. Pulses are rich in proteins and found to be main source of protein to vegetarian people of India.2. It ..

Coal will continue to be India's chief source of power beyond 2047 because of the high "social costs of renewable". Explain the so called "Carbon Imperialism" in the light of this statement.

Carbon Imperialism is the new form of imperialism spreading across the globe. Imperialism is when a country selfishly harms another country and benefits out of it. Carbon imperialism in the modern era is how the western developed countries are forcing ..

How the nation is going towards achieving the ambition of “transform, energize and clean India” through budgetary measures. Discuss.

The intended objective to “transform, energize and clean India” was mainly propounded during the declaration of the Union Budget 2017-18. The then finance minister announced the intension of the government to transform the quality of governance and quality of life ..