Which of the following is NOT an advantage of Unit Banking?
Which of the following is NOT an advantage of Unit Banking?
[A]They have fast decision making
[B]The management enjoys more autonomy
[C]They have risk diversification
[D]All of above are advantages of Unit Banking
They have risk diversification
Due to small size and due to unit structure; the decision making in unit banks is very fast. The management in unit banks enjoy more autonomy and more discretionary powers. However, due to single units, the risk is not distributed or diversified.