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Page-3 of Topic: NPA

Asset Quality in Banks and various factors affecting it

In banking terminology, assets of a bank include all the different types of loans that it gives to borrowers and other investments made by the bank in relatively...

January 21, 2015

What is NPA ? What are the Loan classification norms ? What is Provisioning Coverage Ratio (PCR) ?

NPA = Non-Performing Asset Loans and advances given by the banks to its customers is are an Asset to the bank. Just for the sake of simplicity, we...

November 20, 2012

PSBs see a record rise in Gross NPAs.

The Gross NPAs (Non Performing Assets) to advances ratio for PSBs (Public Sector Banks) rose to a record high at the end of September 2012. As of September...

November 20, 2012

PSBs' profits would have been wiped out were they asked to maintain 70% PCR

Thanks to RBI, which had withdrawn the requirement for 70% loan loss cover from September 2011. Else, Public sector banks, which have decreased their PCR (Provision Coverage Ratio)...

November 18, 2012

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