78-Housing Finance

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1).
Which of the following are the chacteristics of a Mortgage Loan?
2).
Who of the following plays the vital role in setting up of National Housing Bank?
3).
HFC stands for which of the followings?
4).
National Housing Bank is wholly owned by which of the following institutions?
5).
National Housing Bank was set up on July 9, 1988 under which among the following acts?
6).
Which of the following institute is the regulator of the housing finance in India?
7).
Which of the following clearly define Direct Housing Finance?
8).
What is the full form of LTV In Housing Finance?
9).
Which of the following is the largest Housing Finance Company in India?
10).
The credit for availing the first Home Loan goes to which of the following persons in India?
1. Which of the following are the chacteristics of a Mortgage Loan?
[A] It is secured against, immovable or fixed property.
[B] It is a long-term loan in nature.
[C] It is repaid in small monthly installments along with interest
[D] All of the Above
2. Who of the following plays the vital role in setting up of National Housing Bank?
[A] K. R. Puri
[B] Dr. Minoan Singh
[C] C. Rangarajan
[D] None of the Above
3. HFC stands for which of the followings?
[A] Housing Finance Company
[B] Housing Finance Corporation
[C] Housing Federation of Commerce
[D] None of The Above
4. National Housing Bank is wholly owned by which of the following institutions?
[A] RBI
[B] SEBI
[C] SBI
[D] None of the Above
5. National Housing Bank was set up on July 9, 1988 under which among the following acts?
[A] National Housing Bank Act, 1985
[B] National Housing Bank Act, 1986
[C] National Housing Bank Act, 1987
[D] None of the Above
6. Which of the following institute is the regulator of the housing finance in India?
[A] RBI
[B] CIBIL
[C] SEBI
[D] NHB
7. Which of the following clearly define Direct Housing Finance?
[A] It refers to the finance provided to individuals or groups of individual including co-operative societies.
[B] It is channeled by the way of terms of loans to housing finance institutions, housing boards etc.
[C] Bank finance extended to a person who is already owning a house in the town of village.
[D] Both a and c
8. What is the full form of LTV In Housing Finance?
[A] Loan to Value Ratio
[B] Lending Term Value
[C] Loan Terms Value
[D] Lending Tenure Value
9. Which of the following is the largest Housing Finance Company in India?
[A] SBI
[B] HDFC
[C] HUDCO
[D] IHFL
10. The credit for availing the first Home Loan goes to which of the following persons in India?
[A] Nandan Nilekani
[B] Rustom Padri
[C] D B Remedios
[D] None of the Above
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