37 - Lead Bank Scheme

Banking Awareness Multiple Choice Questions (MCQs) and Answers with explanation on Lead Bank Scheme for IBPS Bank PO, IBPS Bank Clerical, RRB PO and Clerical, SBI PO and SBI Clerical, IBPS Recruitments, RBI Grade B and RBI Bank

1. Which among the following was chosen as a unit of developing banking infrastructure in the Lead Bank Scheme?

[A] Town
[B] Village
[C] District
[D] Panchayat

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2. What is the basic aim of Lead Bank Scheme?

[A] big banks should try to open offices in each district
[B] there should be stiff competition among the various nationalized banks
[C] individual banks should adopt particular districts for intensive development
[D] all the banks should make intensive efforts to mobilize deposits

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3. Who among the following finalised Lead Bank scheme?

[A] Government of India
[D] None of the above

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4. In which of the following years, Lead Bank scheme was finalised?

[A] 1969
[B] 1960
[C] 1981
[D] 1993

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5. The Lead Bank Scheme was finalised to adopt a which of the following for intensive development?

[A] Town
[B] District
[C] State
[D] Village

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6. Which of the statements given above is/are correct? 1. It is applicable in both urban and rural areas. 2. Eradication of unemployment is one of its objectives.

[A] 1 only
[B] 2 only
[C] Both 1 and 2
[D] Neither 1 nor 2

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7. When did the Lead Bank Scheme reduce the developmental gap between different regions of the country launched in India?

[A] Towards the end of First Five Year Plan
[B] Towards the close of the Second Five Year Plan
[C] Towards the close of the Plan Holiday in Indian Economy
[D] Towards the end of the Eight Five Year Plan

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8. Lead bank scheme was initiated by which of the following?

[A] KP Group
[B] Gadgil Study Group
[C] Ghosh committee
[D] Bhagwati committee

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9. Which of the following were the objectives of Lead Bank scheme?

[A] Eviction of unemployment and under employment.
[B] Survival growth in the living map for the poorest of the poor.
[C] Some basic needs arrangements included in poor sections of the society.
[D] All of the above

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10. Lead Bank scheme was introduced to provide lead roles to which of the following banks?

[A] Public sector banks
[B] Private sector banks
[C] Both 1 and 2
[D] Neither 1 nor 2

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