Examine how the PMAY-G has been considerably successful and marked improvement over previous rural housing schemes in India.

The PMAY-G or Pradhan Mantri Awas Yojana – Grameen is aimed to provide pucca-houses to every household in rural areas. So far, it has been very successful in achieving its aim and objectives.

The scheme differs from its previous schemes in its design as:

• PMAY-G focuses on allocation of houses on subsidised form with the owner entitled to give a portion.
• The scheme transfers the accountability of quality house creation on the beneficiary – as beneficiary remains the caretaker even during construction period.
• It considerably reduces corruption by direct benefit transfer and ensuring partial subsidy.
• The issue of bogus claims therefore becomes less.

Due to this PMAY-G has successfully created record rural houses and helped in:

• Improving standard of living.
• Better amenities in rural areas.
• Capacity building.

Along with this, schemes like MGNREGA, Jal Jeevan mission ensure better quality of life in rural areas.

Topics: GS-II: Government Policies and Interventions for Development in Various Sectors • GS-II: Welfare Schemes for Vulnerable Sections