Net Demand and Time Liabilities


Marginal Standing Facility

Marginal Standing Facility is a new Liquidity Adjustment Facility (LAF) window created by Reserve Bank of India in its credit policy of May 2011.  MSF is the rate at which the banks are able to borrow overnight funds from RBI…


RBI as Banker of Banks

RBI is bank of all banks in India. As a banker of banks, RBI: Enables smooth and swift clearing and settlements of inter-bank transactions Provides efficient means of funds transfer for all banks Enables banks to maintain their accounts with…


Cash Reserve Ratio

The Cash Reserve Ratio is the amount of funds that the banks are bound to keep with Reserve bank of India as a portion of their Net Demand and Time Liabilities (NDTL). The objective of CRR is to ensure the…