Reserve Bank of India (RBI)

“Depositor Education and Awareness” (DEA) Fund

Unclaimed deposits in the banking sector have been a persistent concern, prompting regulatory bodies to take proactive steps to protect consumer interests. The Reserve Bank of India (RBI) established the Depositor Education and Awareness (DEA) Fund Scheme in 2014 to ..

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RBI Guidelines on OTS

The Reserve Bank of India (RBI) has recently introduced significant changes to the regulations governing one-time settlements (OTS) and technical write-offs of loans. The RBI has issued detailed guidelines aimed at streamlining the process and ensuring greater accountability in these ..

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RBI Guidelines on Default Loss Guarantee

The Reserve Bank of India (RBI) has taken a significant step by allowing a ‘first loss default guarantee’ (FLDG) arrangement between regulated entities and lending service providers. This move aims to enhance the digital lending sector and mitigate credit risks ..

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Antardrishti Dashboard

RBI Governor Shaktikanta Das recently launched a financial inclusion dashboard called ‘Antardrishti’, marking a significant step towards promoting financial inclusion in India. This innovative tool aims to provide valuable insights for assessing and monitoring the progress of financial inclusion by ..

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Draft Master Directions on Cyber Resilience and Digital Payment Security Controls for PSOs

The Reserve Bank of India (RBI) has recently made an important move in the field of cyber resilience and digital payment security. They have released the draft Master Directions on Cyber Resilience and Digital Payment Security Controls for Payment System ..

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Currency Demand Paradox

The currency demand paradox, often referred to as the “paradox of banknotes,” is a phenomenon where the value of banknotes in circulation increases despite a decline in their use for payments. This intriguing trend has been observed in several nations ..

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