Q. From the following bring out the one which is not a liability of a commercial bank?
Answer: Security Holdings
Notes: The correct answer is "Security Holdings." Security holdings refer to investments in stocks, bonds, or other financial instruments, which are assets for a bank. In contrast, time deposits, borrowing from savings banks, and demand deposits are liabilities, as they represent money the bank owes to depositors. Commercial banks typically hold a diverse portfolio of securities to manage risk and generate income.

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