Number of Branches and ATMs in India

The following table shows the number of the commercial bank branches in India as of March 2013.

No. of branches of Scheduled Commercial Banks as on 31st March, 2013
Bank Group Rural Semi-urban Urban Metropolitan Total
Public Sector Banks 23286 18854 14649 13632 70421
Private Sector Banks 1937 5128 3722 3797 14584
Foreign Banks 8 9 65 249 331
Regional Rural Banks 12722 3228 891 166 17007
Total 37953 27219 19327 17844 102343
Source

In 2009, the number of total branches in the country stood at 80,200. The following table shows the growth of the branches in the country in last five years.

As on Rural Semi-urban Urban Metropolitan Total  
March 31, 2009 31476 19126 15273 14325 80200
March 31, 2010 32493 20855 16686 15446 85480
March 31, 2011 33905 23114 17599 16419 91037
March 31, 2012 36356 25797 18781 17396 98330
March 31, 2013 37953 27219 19327 17844 102343

As of March 2013, the number of ATMs in India is as follows:

Number of ATMs in India as of March 2013
Bank Group Rural Semi-Urban Urban Metropolitan Total
Public Sector Banks 8552 18445 22518 20137 69652
Old Private Sector Banks 768 2760 2354 1684 7566
New Private Sector Banks 2214 6484 10995 15842 35535
Foreign Banks 30 21 244 966 1261
Total 11564 27710 36111 38629 114014

Other important information about branch banking in India is as follows:

  • In December 1969, there were just 8826 scheduled commercial bank branches in India. This number was 59,762 in March 1990 and stands at 1,02,343 end of March 2013. Out of the 102,343 branches of Scheduled Commercial Banks (SCBs), 37,953 (37%) bank branches are in the rural areas and 27,219 (26%) in semi-urban areas, constituting 63 per cent of the total numbers of branches in semi-urban and rural areas of the country.
  • The Nationalized banks have around 4 times the number of branches of the Private sector banks in India.
  • Per cent of ATMs to Branches stands maximum for the Foreign Banks.
  • The number of ATMs Private sector banks is almost equal to the number of ATMs in Nationalized Banks, but half of the number of Public Sector Bank ATMs. This indicated the high number of ATMs of the SBI group.
  • There are 6 Lakh villages in India as per 2001 Census. The Average Population per Bank Branch (APBB) as on 31.3.2013 stands at 12,100. The The average population per branch office was 64,000 in 1969.

As per Census 2011, 58.7% households (67.8% urban & 54.4% rural ) are availing banking services in the country. Thus, a significant proportion of the households, especially in rural areas, are still outside the formal fold of the banking system.

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