Current Affairs & Analysis

Money Markets

March 24, 2015

Money markets are those markets where borrowing and lending of short term funds ( maturity 1 day to 1 year) takes place. Due to short maturity, the instruments of money market are liquid and can be converted to cash easily and thus are able to address the need of...

Commercial Papers

March 23, 2015

Commercial Paper (CP) is yet another money market instrument in India, which was first introduced in 1990 to enable the highly rated corporates to diversify their resources for short term fund requirements. They are issued either in the form of a promissory note or in a dematerialised form through...

Universal Banking

March 17, 2015

Universal banking is a system of banking where banks undertake a blanket of financial services like investment banking, commercial banking, development banking, insurance and other financial services including functions of merchant banking, mutual funds, factoring, housing finance, insurance etc. In simple words, Universal Banking means that Financial Institutions (FIs)...

Priority Sector Lending

March 16, 2015

Priority sector was first properly defined in 1972, after the National Credit Council emphasized that there should be a larger involvement of the commercial banks in the priority sector. The sector was then defined by Dr. K S Krishnaswamy Committee. Objective of Priority Sector Targets The overall objective of priority sector...

Number of Branches and ATMs in India

March 15, 2015

The following table shows the number of the commercial bank branches in India as of March 2013. In 2009, the number of total branches in the country stood at 80,200. The following table shows the growth of the branches in the country in last five years. As of March...

Cooperative Banks in India

March 14, 2015

Cooperative Banks in India have become an integral part of the success of Indian Financial Inclusion story. They have achieved many landmarks since their creation and have helped a normal rural Indian to feel empowered and secure. The story has not been smooth and has its share of procedural...

Medieval Indian History Objective Questions

March 13, 2015

1. Who among the following was the founder of Bijapur state ? Yusuf Adil Shah Murad II Mehmood II Ibrahim Zubayri Show Answer Yusuf Adil Shah Yusuf Adil Shah was the founder of Bijapur state. Report Error 3. Which among the following terms was used for the Royal cavalry...

Modern Indian History & Freedom Struggle Objective Questions

March 13, 2015

1. During the times of Governor-General Lord Ellenborough, which among the following acts declared slavery as illegal ? Act VI Act V Act III Act VIII Show Answer Act V The Act V of 1843 declared slavery as illegal during the tenure of Governor-General Lord Ellenborough. Report Error 3....

Scheduled Commercial Banks in India

March 11, 2015

The scheduled commercial banks are those banks which are included in the second schedule of RBI Act 1934 and which carry out the normal business of banking such as accepting deposits, giving out loans and other banking services. The major difference between Scheduled Commercial Banks and Scheduled Cooperative Banks...

Statutory Liquidity Ratio (SLR)

March 1, 2015

The banks and other financial institutions in India have to keep a fraction of their total net time and demand liabilities in the form of liquid assets such as G-secs, precious metals, approved securities etc. The Ratio of these liquid assets to the total demand and time liablities is called...

12345...8

Advertisement