In context of heath insurance, under which policy the insurer pays the total or partial amount of the insured person’s hospital bills?
[B]Hospital Daily Cash Benefit policy
[C]Critical Illness benefit policy
[D]All of the above
The Hospitalization policy covers, fully or partly, the actual cost of the treatment for hospital admissions during the policy period. This is a wider form of coverage applicable for various hospitalization expenses, including expenses before and after hospitalization for some specified period. Such policies may be available on individual sum insured basis, or on a family floater basis where the sum insured is shared across the family members.