Answer: Malaysia
Notes: Malaysia has launched Ryt Bank, the world’s first Artificial Intelligence (AI)-powered bank. It is led by YTL Group in partnership with Sea Limited. Ryt Bank combines AI innovation with Malaysia’s values, languages, and lifestyles to shape the nation’s digital future. The bank offers in-app access in Bahasa Malaysia and English, with Mandarin to be added by September 2025. This multilingual approach ensures inclusivity and cultural connection in banking. Ryt AI works as an intelligent assistant, handling bill payments, spending tracking, and financial guidance
