Q. Which sectors are covered under RBI’s priority sector lending guidelines?
Answer: Agriculture, micro and small enterprises, education, housing, cooperative societies
Notes: The Reserve Bank of India designates agriculture, micro and small enterprises, education, housing, and cooperative societies as priority sectors. Banks must allocate a portion of their lending to these sectors. Revised guidelines expanded eligibility to include loans to the National Cooperative Development Corporation for on-lending to cooperative societies from January 2026. Priority Sector Lending norms aim to direct institutional credit to specified sectors.