Notes: The State Bank of India (SBI) has recently signed a pact with India Mortgage Guarantee Corporation (IMGC) to offer mortgage guarantee scheme for prospective non-salaried and self-employed home loan customers. The offering will help increase home loan eligibility up to 15% within the regulatory norms. The MoU between SBI and IMGC is a strategic initiative which will enable to improve housing loan volumes in the non-salaried segment. Under this product, applicant can avail higher finance based on risk grade of the borrower, by opting for IMGC default guarantee cover. IMGC is a joint venture between National Housing Bank, Genworth Inc International Finance Corporation and Asian Development Bank. It is providing mortgage default guarantee to the lending Institutions in India.