Answer: Scheduled Commercial Banks, RRBs, Small Finance Banks, and Cooperatives
Notes: Bad loans in Kisan Credit Card (KCC) accounts have risen by 42% in scheduled commercial banks, excluding RRBs. KCC was introduced in 1998 to provide farmers easy access to credit for buying seeds, fertilizers, and other inputs. Extended in 2004 to cover investment credit for allied and non-farm activities. In 2018-19, KCC was extended to fisheries and animal husbandry farmers for working capital needs. It was implemented by Scheduled Commercial Banks, RRBs, Small Finance Banks, and Cooperatives.
