Which of the following are the provisions of SARFAESI Act which enables banks to reduce their non-performing assets (NPAs)

1. Enforcement of Security Interest by secured creditor (Banks/ Financial Institutions).
2. Transfer of non- performing assets to asset reconstruction company , which will then dispose of those assets and realise the proceeds.
3. To provide a legal framework for securitization of assets.
4. Assisting banks in making the credibility track record of customers under Credit Information Bureau of India (CIBIL).