Answer: Hitachi
Notes: Hitachi Payment Services, a subsidiary of Japan-based Hitachi, introduced India's first UPI-ATM in partnership with the National Payments Corporation of India (NPCI) during the Global Fintech Fest in Mumbai. This UPI-ATM allows customers to withdraw cash without the need for a debit or credit card. The United Payments Interface (UPI) is a mobile payment method operated by NPCI that enables instant and free fund transfers between bank accounts.
