Q. Which among the following is not a liability of a bank?
Answer: security holdings
Notes: The correct answer is "security holdings." 1. Liabilities of a Bank: Time deposits and demand deposits are liabilities because they represent money owed to customers. Banks must return these funds upon request or at maturity. 2. Security Holdings: These are assets, not liabilities. They represent investments made by the bank, such as stocks and bonds, which generate income. Trivia Fact: In banking, liabilities are crucial for understanding a bank's balance sheet, as they indicate the bank's obligations to depositors and creditors.

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