Banking GK

(1) Introduction to Banking

1. Meaning, Definition & Importance of Banking
2. Primary Functions of Banks
3. Secondary Functions of Banks

(2) History of Banking in India

4. Indigenous Banking System in Pre-Colonial India
5. Presidency Banks & Emergence of Modern Banking
6. Indian Banking History (1921–1969)
7. Bank Nationalization (1969)
8. Second Phase of Bank Nationalization (1980)
9. Impact and Assessment of Bank Nationalization
10. Banking Sector Reforms in India
11. Timeline of Indian Banking System

(3) Reserve Bank of India – Origin & Evolution

12. Origin and Establishment of RBI
13. Nationalization and Structural Evolution of RBI
14. Changing Role of RBI over Time
15. Committees Influencing RBI
16. RBI Timeline (1935–Present)

(4) Banking System in India

17. Overview of Indian Banking Structure
18. Classification of Banks in India
19. Public Sector Banks
20. Private Sector Banks
21. Foreign Banks in India
22. Cooperative Banking Structure
23. Regional Rural Banks (RRBs)
24. Payments Banks
25. Small Finance Banks
26. Local Area Banks
27. Development Finance Institutions (DFIs)
28. Systemically Important Banks (D-SIBs)

(5) Development & Specialized Financial Institutions

29. Role of Development Banking
30. NABARD – Rural & Agricultural Finance
31. SIDBI – MSME Financing
32. EXIM Bank – Export-Import Finance
33. NHB – Housing Finance System
34. Infrastructure Financing Institutions

(6) Non-Banking Financial Companies (NBFCs)

35. Concept & Role of NBFCs
36. NBFCs vs Banks
37. Types of NBFCs in India
38. Housing Finance Companies (HFCs)
39. Microfinance Institutions (MFIs)
40. RBI’s Scale-Based Regulatory Framework

(7) Financial Inclusion & Social Banking

41. Concept of Financial Inclusion
42. Business Correspondent Model
43. Lead Bank Scheme
44. SHG–Bank Linkage Programme
45. Pradhan Mantri Jan-Dhan Yojana
46. Government Schemes Supporting Inclusion
47. Role of Banks in Inclusive Growth

(8) Legal & Regulatory Framework of Banking

48. RBI Act – Key Provisions
49. Banking Regulation Act, 1949
50. Payment and Settlement Systems Act, 2007
51. Negotiable Instruments Act, 1881
52. SARFAESI Act, 2002
53. Insolvency & Bankruptcy Code, 2016
54. Credit Information Companies Act, 2005
55. DICGC Act, 1961
56. AML/CFT Framework & FATF Standards

(9) Monetary Policy & Banking Regulation

57. Meaning & Objectives of Monetary Policy
58. Monetary Policy Instruments
59. Monetary Policy Committee (MPC)
60. Monetary Aggregates & Money Supply
61. Prudential Norms: PCA, RBS & RBIA
62. Basel Norms (I–IV)
63. Stress Testing & Climate-Related Financial Risks

(10) Banking Operations & Risk Management

64. Banking Business Models
65. Deposit Products & Bank Accounts
66. KYC Norms & Customer Due Diligence
67. Principles of Lending & Credit Appraisal
68. MSME Credit & Priority Sector Lending
69. Mortgage & Retail Credit Products
70. Non-Performing Assets (NPAs) & Provisioning
71. Asset Reconstruction Companies (ARCs) & NARCL
72. Recovery Channels & Resolution Mechanisms
73. Treasury Operations, Liquidity & ALM
74. Cash Management Services (CMS)
75. Banking Frauds & Cyber Risk Management

(11) Retail / Consumer Banking

76. Concept & Scope of Retail Banking
77. Deposit Products
78. Personal, Housing, Vehicle & Education Loans
79. Cards, ATMs, UPI & Retail Payments
80. Digital Channels for Retail Banking
81. Customer Service & Grievance Redressal

(12) Corporate Banking

82. Concept of Corporate Banking
83. Working Capital & Term Loans
84. Project Finance
85. Consortium & Multiple Banking
86. Letters of Credit & Bank Guarantees
87. Corporate Credit Appraisal & Monitoring
88. Cash Management & Salary Services

(13) Merchant Banking

89. Concept of Merchant Banking
90. Issue Management (IPO, FPO, Bonds)
91. Underwriting of Securities
92. Corporate Advisory Services
93. Mergers, Acquisitions & Takeovers
94. Private Placement & Portfolio Management
95. SEBI Regulations for Merchant Bankers

(14) Investment Banking

96. Capital Raising & Advisory Services
97. M&A Advisory & Valuation
98. Structured Finance
99. Asset & Wealth Advisory

(15) Wholesale Banking

100. Scope of Wholesale Banking
101. Large Corporate Lending
102. Inter-Bank Lending
103. Government Banking Business
104. Treasury-Linked Services

(16) Transaction Banking & Treasury Services

105. Trade Finance Services
106. Escrow, Collection & Remittance Services
107. Treasury Functions & Objectives
108. Money Market Operations
109. Government Securities Market
110. Forex Operations
111. Liquidity & ALM
112. Derivatives, Hedging & Interest Rate Risk

(17) Money Market

113. Indian Money Market – Overview
114. Money Market Instruments
115. RBI Regulation of Money Market
116. Key Money Market Terminology

(18) Capital Market

117. Structure of Indian Capital Market
118. Shares, Bonds & Debentures
119. Stock Exchanges in India
120. Mutual Funds, ETFs & Derivatives
121. Commodity Markets
122. Capital Market Intermediaries
123. FDI & FII
124. Capital Market Regulation
125. Key Capital Market Terminology

(19) Forex Market

126. Foreign Exchange Market
127. FEMA Framework
128. INR & Major Global Currencies

(20) Insurance, Pension & Wealth Management

129. Evolution of Insurance in India
130. Types of Insurance Products
131. Structure of Insurance Market
132. IRDAI & Insurance Regulation
133. Insurance Repository & Ombudsman
134. Pension System in India
135. Investment & Wealth Management Services
136. Private Banking & HNI Services
137. Tax, Estate & Retirement Planning

(21) Digital Banking, FinTech & Future Trends

138. Digital Banking – Concept & Models
139. FinTech, RegTech & Neo-Banking
140. Embedded Finance
141. Payment Systems & UPI Ecosystem
142. Clearing & Settlement Systems
143. Digital Identity (Aadhaar, e-KYC)
144. Artificial Intelligence in Banking
145. Cyber Security & Digital Fraud
146. Central Bank Digital Currency (e-Rupee)

(22) UNIT XVII: ESG, Green Banking & Sustainable Finance

147. ESG Framework in Banking
148. Green Banking Practices
149. Climate Risk & Stress Testing
150. Carbon Markets & Sustainable Finance