Computer Awareness MCQs and Quiz for Banking, IBPS, RRB, RBI, SBI Exams
Computer Awareness Questions and Quiz for Banking, IBPS, RRB, RBI, SBI, NABARD examinations of 2020-2021. Computer Awareness MCQs for Competitive Exams. GKToday Computer Awareness for IBPS PO, IBPS Clerk, Bank PO, Bank Clerk and other entrance / competitive examinations.
91. Which of these is the extension of MS Access 2007 database file?
[A] .accdb
[B] .adp
[C] .mdw
[D] .accde
Show Answer
Correct Answer: A [.accdb]
Notes:
An .accdb file is a database created with Microsoft Access 2007 or later. It typically contains data organized into tables and fields and may also include custom forms, SQL queries, and other data. ACCDB files replaced .MDB files.
92. What does OLE in MS Access stand for?
[A] Object Length Extension
[B] Object Linking and Embedding
[C] Object Load Estimate
[D] None of the above
Show Answer
Correct Answer: B [Object Linking and Embedding]
Notes:
OLE stands for Object Linking and Embedding. It is a proprietary technology developed by Microsoft that allows embedding and linking to documents and other objects.
93. Which protocol is used for fetching e-mail from a mailbox?
[A] FTP
[B] POP3
[C] HTTP
[D] IMAP
Show Answer
Correct Answer: B [POP3]
Notes:
POP3 is a client/server protocol in which e-mail is received and held by the Internet server. Periodically, the mail-box is checked on the server and download any mail, probably using POP3.
94. What does BCC mean?
[A] Blank carbon copy
[B] Blind carbon copy
[C] Blue carbon copy
[D] Black carbon copy
Show Answer
Correct Answer: B [Blind carbon copy]
Notes:
BCC stands for “blind carbon copy.” Unlike with CC, no one but the sender can see the list of BCC recipients.
95. Which of these is not an email service provider?
[A] Yahoo
[B] Rediff
[C] WhatsApp
[D] Hotmail
Show Answer
Correct Answer: C [WhatsApp]
Notes:
Gmail, Yahoo, Rediff, Hotmail, Outlook are some of the email service providers. WhatsApp is an instant messaging mobile application.
96. Which of the following are the features of Core banking Solutions?
[A] Accounts Management
[B] Loan management
[C] Transaction Management
[D] All of the above
Show Answer
Correct Answer: D [All of the above]
Notes:
Core Banking Solution (CBS) is networking of branches, which enables. Customers to operate their accounts, and avail banking services from any branch of the Bank on CBS network, regardless of where he maintains his account.
97. How is a debit card different from a credit card?
[A] Debit card is double the size of credit card
[B] Debit card does not need a PIN as a credit card
[C] With Debit card, money is deducted from the account when performing a transaction
[D] All of the above
Show Answer
Correct Answer: C [With Debit card, money is deducted from the account when performing a transaction]
Notes:
A debit card is similar to a credit card, but unlike a credit card, the money is immediately transferred directly from the cardholder’s bank account when performing a transaction.
98. Which of these is an advantage of Internet Banking over traditional banking?
[A] Low cost banking
[B] Anytime Anywhere banking
[C] Instant Transfer of Funds
[D] All of the above
Show Answer
Correct Answer: D [All of the above]
Notes:
All of the above i.e. Low cost banking, Anytime Anywhere banking and Instant Transfer of Funds are some of the advantages of Internet Banking over traditional banking.
99. Mobile Money Identifier is a 7 digit number that facilitates fund transfer in mobile banking. Which of these bodies issues MMID?
[A] RBI
[B] NPCI
[C] Banks
[D] Telecom Companies
Show Answer
Correct Answer: C [Banks ]
Notes:
Mobile Money Identifier is a 7 digit number, issued by banks. MMID is one of the input which when clubbed with mobile number facilitates fund transfer. Combination of Mobile no. & MMID is uniquely linked with an Account number and helps in identifying the beneficiary details. Different MMIDs can be linked to same Mobile Number.
100. What are Software as a Service (SaaS), Platform as a Service (PaaS) and Infrastructure as a Service (IaaS) in context with Cloud Computing?
[A] Delivery Models
[B] Pricing Models
[C] Evolution Stages of Cloud Computing
[D] Scalability of Environment
Show Answer
Correct Answer: A [Delivery Models]
Notes:
Software as a Service (SaaS), Platform as a Service (PaaS) and Infrastructure as a Service (IaaS) are three broad delivery models or service models.
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