What is Morbidity Risk in Insurance?

If a person experience illness, injury, or other physical or psychological impairment, whether temporary or permanent, then it is which type of risk?
[A]Morbidity Risk
[B]Preferred Risk
[C]Morbidity Risk
[D]Standard Risk

Morbidity Risk
Morbidity Risk is the potential for a person to experience illness, injury, or other physical or psychological impairment, whether temporary or permanent. Morbidity risk excludes the potential for an individual’s death, but includes the potential for an illness or injury that results in death.


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