What is an Underwriter in Insurance?

A person who identifies, examines and classifies the degree of risk represented by a proposed insured in order to determine whether or not coverage should be provided and, if so, at what rate. In terms of insurance, what does a person stands for?
[A]Underwriter
[B]Merchant Banker
[C]Forex dealers
[D]Registrars

Underwriter
Underwriter is a person who identifies, examines and classifies the degree of risk represented by a proposed insured in order to determine whether or not coverage should be provided and, if so, at what rate.


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