Answer: Cooperative banks
Notes: Cooperative banks were having highest Credit-Deposit Ratio in Bihar during 2017-2018. The CD Ratio of Cooperative banks was 86.9 %. The shares in total deposits were 0.9 % and the shares in credit were 2 %. Cash Deposit Ratio is basically the amount of money a bank should have available as a percentage of the total amount of money its customers have paid into the bank. This amount is calculated so that customers can be sure that they will be able to take their money out of the bank if they want to.
