Swarnajayanti Gram Swarozgar Yojana (SGSY)

1. This Scheme was launched after a review and restructuring of the erstwhile Integrated Rural Development Program(IRDP) and allied schemes like Training of Rural Youth for Self Employment (TRYSEM), Development of Women and Children in Rural Areas (DWCRA), Million Wells Scheme (MWS), Supply of Improved Toolkits to Rural Artisans (SITRA) & Ganga Kalyan Yojna.
2. SGSY was launched on April 1, 1999 and is the only self employment Programme currently being implemented.
3. The objective of the SGSY is to bring the assisted Swarozgaris above the poverty line by providing them incomegenerating assets through bank credit and Government subsidy.
4. The Scheme is being implemented on a 75:25 cost sharing of between the Centre and the States.
5. Since its inception, and up to April 2004, a total allocation of Rs. 6,734 crore was made available by the Centre and States. Rs. 4,980 crore, have been utilized up to April 2004, benefiting 45.67 lakh Swarozgaris.
6. In the Union Budget 2009-10, Allocations of Rs. 2350 Crore was made for establishing micro-enterprises in rural areas through activity clusters and group approach under Swaranjayanti Gram Swarozgar Yojana. At least 50% of the Swarozgaries will be SCs/STs, 40% women and 3% disabled.
7. In The Union Budget 2010-11 Rs. 2984 Crore have been provided in outlays including Rs. 301 crore for NE region.

Objectives:

1. Focussed Approach to poverty Alleviation by setting up a large number of Micro enterprises in rural areas of our country.
2. Capitalising group lending
3. Overcoming the problem of running multiple programmes overlapping each other.
4. A holistic programme of micro enterprises covering all aspects of self employment which includes organising rural poor into Self help groups.
5. Integration of various agencies like District Rural Development Agencies, Banks, Line Departments., Panchayati Raj Instituions, NGOs etc.
6. Bring the assistated poor family above BPL by providing them a mix of income generating assets like bank credit + Government subsidy.

National Livelihood Mission:

• India’s Ministry of Rural Development is proposing to re-design the Swarnjayanti Gram Swarojgar Yojana (SGSY) into National Livelihood Mission (NRLM). Click Here To Know More
• indiabudget.nic.in